Car Insurance Premium Increases: According to Violation Reports Insurance Quote Depot

San Francisco, CA -- (SBWIRE) -- 03/01/2013 -- A recently released report notes that there could be an increased cost to driving convictions in regards to the motorist's premium.

The report was released by the insurance company confused.com, and found that a drunk-driving conviction would increase the cost of insurance by 115%, while those convicted of the offense without car insurance would be expect a premium rise of 131% overall.

The research took into account 4,785,925 quotes issued from October 1 to the end of the 2012. In the data, it was found that 19% of individuals quoted had driving convictions. The most commonly shared conviction was exceeding speed limits. Speeding convictions appeared to affect premiums by 34%, jumping from an average of £682 to £913.

Driving while utilizing a handheld device was the next most common offense. It accounted for 10% of all convictions and yet caused the average premium to jump by 49% overall.

Running lights or signs was third most common, causing the smallest jump in premium, at 24% overall.

Gareth Kloet, who heads the car insurance section at confused.com stated "Any conviction will likely cause a change in the cost of car insurance and those with convictions could be paying out hundreds of pounds more than people with a clean license.”

"If you do have a conviction you must disclose this on your policy. If you don't and you make a claim on your policy, your insurance company could refuse to pay the claim."

Of the ten most common convictions, driving while intoxicated was sixth, with the driver receiving a 115% increase on car insurance, on average. Operating a vehicle with a defective tire or tires was ninth on the list, and caused the second highest jump in premiums, at 69% on average.

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