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Although the financial crisis and conservative consumer spending has hampered growth in all card categories, the cards and payments industry in Spain is expected to recover over the forecast period, with prepaid cards expected to show the highest growth. Closed-loop prepaid cards, anticipated to grow at a CAGR of 9.79%, are expected to be the most promising sector with demand expected from both retail and corporate users as consumers attempt to tighten household spending and businesses look to contain travel and employee expenses. Growth in all card categories was impaired during the review period by conservative consumer spending due to the financial crisis and subsequent austerity measures. The overall industry declined at a CAGR of 3.75% in terms of transaction value, with the debit, credit, prepaid and charge card categories recording CAGRs of 4.93%, -2.49%, -12.07% and -2.01% respectively. The total number of cards in issue fell as customers cancelled unused or little-used cards which charged fees.

This report is based on Kable's detailed, bottom-up research and analysis of the UK public sector's spend on ICT and our five-year forecasts at a product and sector level.

This report is the result of Timetric's extensive market research covering the compacting and road equipment market in China. It contains detailed historic and forecast market value data for the compacting and road equipment market and its categories (pavers, rollers & compactors, tampers and other), including data by domestic production, supply balance, existing stock, imports and exports. 'Compacting and Road Equipment in China to 2016: Market Databook' provides an overview and insight into the operating environment of the compacting and road equipment industry in China. It is an essential tool for companies active across the Chinese construction value chain and for new players who are considering entering the market.

This report is the result of Timetric's extensive market research covering the personal accident and health insurance industry in the UAE. It contains detailed historic and forecast data for claims and expenses. 'Personal Accident and Health Insurance Claims and Expenses in the UAE to 2016: Market Databook' provides detailed insight into the operating environment of the personal accident and health insurance industry in the UAE. It is an essential tool for companies active across the UAE personal accident and health insurance value chain and for new players considering to enter the market.

This report is the result of Timetric's extensive market research covering the industrial construction industry in Singapore. It contains detailed historic and forecast market value data for the industrial construction industry, including a breakdown of the data by construction activity (new construction, repair and maintenance, refurbishment and demolition). 'Industrial Construction in Singapore to 2016: Market Forecast' provides a top-level overview and detailed insight into the operating environment of the industrial construction industry in Singapore. It is an essential tool for companies active across the Singaporean construction value chain and for new players considering to enter the market.

This report is the result of Timetric's extensive market research covering the non-life insurance industry in Ireland. It contains detailed historic and forecast data for distribution channels. 'Non-Life Insurance Distribution Channels in Ireland to 2017: Market Databook' provides detailed insight into the operating environment of the non-life insurance industry in Ireland. It is an essential tool for companies active across the Irish non-life insurance value chain and for new players considering to enter the market.

This report is the result of Timetric's extensive market research covering the travel and tourism industry in Belgium. It contains detailed historic and forecast data for inbound and outbound tourism. 'Inbound and Outbound Tourism in Belgium to 2016: Market Databook' provides detailed insight into the operating environment of the travel and tourism industry in Belgium. It is an essential tool for companies active across the Belgian travel and tourism value chain and for new players considering to enter the market.

This report is the result of Timetric's extensive market research covering the personal accident and health insurance industry in Togo. It contains detailed historic and forecast data for claims and expenses. 'Personal Accident and Health Insurance Claims and Expenses in Togo to 2017: Market Databook' provides detailed insight into the operating environment of the personal accident and health insurance industry in Togo. It is an essential tool for companies active across the Togolese personal accident and health insurance value chain and for new players considering to enter the market.

The Salvadoran insurance industry is the fourth-largest in Central America after Panama, Costa Rica and Guatemala. Led by economic recovery, the country's insurance industry's gross written premium registered a moderate CAGR of 3.2% during the review period. Over the forecast period, growing investment in infrastructure in collaboration with the US, an improving business environment, new product developments and rising healthcare expenditure will support the growth of the insurance industry.

Hair care in Slovenia is following general economic trends. It has become clear that a great many products in this category are considered non-essential, with consumers not hesitating to sacrifice them during times of economic duress.

In 2012, debit cards remained the leading payment card type in Norway. Most debit cards in Norway are branded BankAxept and all places which support BankAxept visibly display the BankAxept sign. BankAxept is a national system for card transactions run by Finansnaeringens Fellesorganisasjon and BankAxept marked cards can be used for purchasing goods and services and also offer ATM functionality. When paying with BankAxept cards, consumer accounts are debited directly.

Euromonitor International's Industrial reports provide a 360 degree view of an industry. The Industrial market report offers a comprehensive guide to the size and shape of the Wines and Cider market at a national level. It provides the latest retail sales data, allowing you to identify the sectors driving growth. It identifies the leading companies, the leading brands and offers strategic analysis of key factors influencing the market - be they new product developments, packaging innovations, economic/lifestyle influences, distribution or pricing issues. Forecasts illustrate how the market is set to change.

Euromonitor International's Industrial reports provide a 360 degree view of an industry. The Industrial market report offers a comprehensive guide to the size and shape of the Machinery for Food, Beverage and Tobacco Processing market at a national level. It provides the latest retail sales data, allowing you to identify the sectors driving growth. It identifies the leading companies, the leading brands and offers strategic analysis of key factors influencing the market - be they new product developments, packaging innovations, economic/lifestyle influences, distribution or pricing issues. Forecasts illustrate how the market is set to change.

With the Peruvian economy growing at a fast rate in 2011 and 2012 and employment strong, Peruvian consumers are leading increasingly busy lifestyles. This has helped raise consumption of convenient meal solutions like pasta, which in 2012 reached the fourth highest per capita current value sales in Latin America. Besides convenience, pasta is an integral part of the Peruvian culinary tradition, as it constitutes a main ingredient for the preparation of soups and traditional dishes such as...

Functional products became increasingly popular in yoghurt and sour milk products in Estonia in 2012. Pro/pre biotic drinking yoghurt and flavoured spoonable yoghurt were the two main subcategories that generated significant growth seen by yoghurt and sour milk products in 2012. As such, a clear trading up trend was seen in yoghurt and sour milk products, as plain spoonable yoghurt saw a decline in retail volume sales. While consumer purchasing power started to rise in 2011, consumers remained...

The long-term trend of declining sales of video players prevails as the average consumer finds that alternative products offer greater advantages and are no longer interested in video players. Although the market has several types of video player, they do not match consumer needs. Most homes already own these products, but the decline is caused by the advances of other technologies. The availability of services such as cable or satellite TV, which provide a greater amount of content, is also...

Luxury brands especially benefitted from the trend of Australians opting for quality over quantity across leather goods and bags. Australians are showing an increased appetite for high-quality products, making efforts to ensure product longevity, durability and timelessness. Consumers are also showing an increased partiality to branded products and that has increased demand for luxury accessories. An increased appreciation of luxury brands over the review period has also fostered this.

Following a terrible year for rice production in 2011, 2012 started with global inflation abating only slightly. At the time of writing, global rice prices are not far below the peak of September 2011 (over $600 per metric tonne) but are trading at prices not previously seen for two years, since the tail end of the catastrophic food crisis of 2008. This has inevitably meant that the unit price of rice has continued to increase, leading to good value growth of 6% expected in 2012.

The increasing availability of meal replacement products and brands continued moving towards the use of deeper levels of segmentation, enabling manufacturers to reach specific groups of consumers, who usually have different nutritional needs. As a result, meal replacement continued gaining popularity among upper and mid income demographics, with products designed to suit the needs of convalescent adults and children. On the other hand, the current increase in obesity rates helped to boost the...

Euromonitor International's Industrial reports provide a 360 degree view of an industry. The Industrial market report offers a comprehensive guide to the size and shape of the Meat and Meat Products market at a national level. It provides the latest retail sales data, allowing you to identify the sectors driving growth. It identifies the leading companies, the leading brands and offers strategic analysis of key factors influencing the market - be they new product developments, packaging innovations, economic/lifestyle influences, distribution or pricing issues. Forecasts illustrate how the market is set to change.

Euromonitor International's Industrial reports provide a 360 degree view of an industry. The Industrial market report offers a comprehensive guide to the size and shape of the Pulp, Paper and Paperboard market at a national level. It provides the latest retail sales data, allowing you to identify the sectors driving growth. It identifies the leading companies, the leading brands and offers strategic analysis of key factors influencing the market - be they new product developments, packaging innovations, economic/lifestyle influences, distribution or pricing issues. Forecasts illustrate how the market is set to change.

Euromonitor International's Industrial reports provide a 360 degree view of an industry. The Industrial market report offers a comprehensive guide to the size and shape of the Collection and Distribution of Water market at a national level. It provides the latest retail sales data, allowing you to identify the sectors driving growth. It identifies the leading companies, the leading brands and offers strategic analysis of key factors influencing the market - be they new product developments, packaging innovations, economic/lifestyle influences, distribution or pricing issues. Forecasts illustrate how the market is set to change.

Sales of food preparationappliancesdecreased in 2012, due to higherproduct prices and the dynamic (and not sustainable) growth seen in 2011. This is a category in which consumers typically make their purchasing decision guided by price rather than sophisticationordesign. For example, as is the case in each of the categories, positive growth in 2011 has inevitably led to negative growth in 2012 (and vice-versa). Thereplacement cycleoffoodpreparationappliancesthus is at least two years...

Nappies/diapers/pants benefited from two main trends in 2011. There was a widening uptake for these products, as economic growth enabled more low-income consumers to trade up from cloth nappies. In addition, economic growth encouraged many expatriate families to return to the United Arab Emirates, further boosting the consumer base for these products.

Baby food companies spent the whole of 2012 attempting to improve their image and gain back the trust of consumers that was partly lost over recent years. Food recalls and reports in the national media of the content of some products not matching their labels served to dent the reputation of baby food products and their producers. Consumers in Lithuania proved unwilling to differentiate between reliable and untrustworthy brands, which thus led to worsening sales of all brands in previous years...