In recent years, it has become clear that there will always be those who seek to exploit crisis situations, whether that's a global pandemic or a terrorist incident. When it comes to compliance risk, it is increasingly vital to factor in the way that emergency situations present fraudsters with a prime opportunity to make money, especially as ongoing climate change is likely to fuel many more emergencies going forward. This is not the first time that there has been evidence of criminal activity increasing during a disaster - after Hurricane Katrina in 2005 and Hurricanes Irma and Harvey in 2017, the Financial Crimes Enforcement Network highlighted the fraud risk inherent in these crises in areas such as cybercrime, benefits, and charities. During the pandemic, there has been a wave of exploitative activity, from insurance fraud to counterfeit vaccine cards, which indicates just how much potential every crisis has for the fraudster. As a result, compliance risk going forward must necessarily focus on understanding the crisis at hand.