SBWire

Biz4Loans offers numerous types of fast commercial loans that are further impeccably evaluated by their experts. In addition, they also evaluate income and projections and then structure it in a way so that it gets approved promptly. The company is renowned as a leading commercial lender and possesses expertise to fit one’s particular loan scenario in order to provide a loan that can be funded correctly and quickly.

With exclusive content from industry experts, comprehensive 2013 news highlights, the definitive breakdown of social media use in FS, interviews with thought leaders from across the industry, and profiles of leading banks, the Retail Banker Industry Report 2014 is a must have for anyone involved in the global retail banking industry.

Social media presents a valuable opportunity for retail banks. As internet access and smartphone adoption increase, a growing number of internet users are becoming involved with social networking. Companies are changing their business models and product offerings to be able to cater to the ballooning market of social media users. Banks and other financial institutions are engaging customers with social media, which is shaping up as a strong channel to promote new schemes, identify customer needs and receive feedback. Although the use of social media remains risky territory for many banks, some have started to explore opportunities in this channel and have set out many best practices examples that can act as guiding principles for other banks and financial institutions. A primary question plaguing the banking industry on the use of social media concerns return on investment (ROI). There are doubts over the credibility of social media as a key component of business models due to a lack of tools to measure quantifiable results. The potential benefits are more of qualitative in nature. Despite initial skepticism by retail banks, social media is expected to emerge as a complimentary channel, rather than replacing existing channels such as television and newspapers. Financial services companies use various channels to market products and services, and consumer opinion is now measured as an aggregation of experiences across these channels. Over the next five years, banks are expected to focus more on synergies that can be generated by social media and other key channels, rather than calculating ROI in the social landscape.

Once again, the employees of Financial Resources Federal Credit Union spent much of the Holiday Season doing their part to help those less fortunate in the community while making the Holiday season a little brighter for area children. As part of the Credit Union’s “Show You Care” Program, employees volunteered their time to a number of worthy causes:

Owning a restaurant is one of the most favorable options. However at times, the business that is new or in a downfall is in dire need of cash. A restaurant cash advance from a reliable source is one of the safest options to help a business lift up and get going to improve sales. Restaurant Cash Advances provides merchant sales program to holistically scale the restaurant business and enhance vital areas that need cash rescue.

Everyone struggles with money at some time in their lives. Frequently, they are placed on a “no account” list that is distributed around to banking institutions. This makes sense for the banks, but can make everything extremely difficult for consumers. This new website (http://checkingrelief.com) provides consumers with a list of reputable financial institutions that will allow people who have had trouble to get a checking account.

The SpendSmart Payments Company, a provider of prepaid payment programs, announced today it has agreed to acquire SMS Masterminds ("SMS Masterminds"), an innovator in the rapidly growing mobile marketing industry. SMS Masterminds provides SMS-based Mobile Loyalty Solutions primarily to small and medium sized businesses, addressing a worldwide mobile advertising market forecast to reach $11.3 billion in 2014, according to eMarketer.

Advanced Merchant Group, headquartered in suburban Philadelphia, has become an industry leading provider of payment processing solutions. Over the past 12 years, Advanced Merchant Group has helped business owners to process over $16 billion in sales transactions. Serving a vast number of business types, Advanced Merchant Group has developed an expertise in helping online and store-front businesses. Whether it is developing a store loyalty card program or offering a business cash advance in PA, Advanced Merchant Group does it all. Now, Advanced Merchant Group is offering small business owners a unique and efficient alternative to traditional loans.

CRMnext, #1 CRM solutions company in Asia has announced big wins in the banking, insurance and financial services space in last 6 months. These multi-million dollar wins has made CRMnext the most preferred CRM solution in the banking, financial services and Insurance space. It has won mandates from the thought leaders in the BFSI space which includes HDFC Bank, Max Life, TATA AIA, Bajaj Finance, Fullerton, India Infoline, Reliance Capital and many more. Jointly these implementations would count for over 1,00,000 users.

Right when you think you understand credit card processing and have the perfect merchant account for your business, you get the call that you have been shut off…Consider yourself lucky, many merchants don’t even get the courtesy of a phone call. Merchants are processing transactions one day and then wake the next to find that they have no processing options. This is happening more and more and it’s going to get worse before it gets better...

OBS E-commerce Consulting provides a great opportunity to establish an internationally based business and minimize the high tax burden. It offers everything for an offshore business like training, offshore bank account, offshore cards, offshore merchant accounts and E-consulting.

OBS E-commerce Consulting Ltd, the UK’s leading offshore service company, is now assisting its customers with new offshore company formation without any direct or implied tax.

OBS E-Commerce Consulting provides detailed information on the advantages of offshore company formations and helps clients form one with ease.

MIDsource offers HIGH RISK MERCHANT PROCESSING for a wide range of industries. With an extensive network and banking relationships domestically and internationally, we pride ourselves in our ability to obtain direct merchant accounts (MIDS) and aggregation solutions for high risk merchants worldwide.

Rapid Financial Services, LLC (DBA RapidAdvance), one of the nation's leading providers of short term financing to small businesses, today announced that they have introduced a new program to provide small business owners with working capital within 24hrs. RapidAdvance’s new Rapid Funding Platform enables small business owners who are approved for capital to access their financing the next day.

Building a 'winning' retail bank demands significant investment in three core areas: branch banking, core modernisation technology and mobile money. Allied with a long-term vision, commitment from senior management and an environment that fosters innovation, a retail bank can outsmart and outperform its competitors. The single most important attribute that unites winning banks is the expansion of branch banking because they recognise the branch is the foundation of the customer experience, and when they get this right, they can start to achieve operational excellence and grow market share. Core modernisation technology comes in second place and this requires considerable investment. For example, Commonwealth Bank of Australia (CBA), one of the 'winning' retail banks in the report, invested A$1.1bn ($1.18bn) in its new core banking platform. However, core modernisation technology delivers efficiencies. Already, CBA expects cost savings by the end of FY2012 because of its investment. Finally, the world's winning retail banks have harnessed innovation in contactless payments and targeted the mobile channel as a battle point between them and their competitors.

Aloha Pacific Federal Credit Union has selected TRC Interactive, Inc., the nation’s leader in interactive financial institution training, to deliver First Line of Defense ~ Fraud Detection and Loss Prevention Challenge, an online interactive experiential exercise for banks and credit unions that helps keep their staff sharp, focused and alert to the latest scams.

Bedford Federal Savings Bank has selected TRC Interactive, Inc., the nation’s leader in interactive financial institution training, to deliver online instruction through BankTrainingOnline for its bank-wide training needs.

Collegedale Credit Union has selected TRC Interactive, Inc., the nation’s leader in interactive financial institution training, to deliver First Line of Defense Fraud Detection and Loss Prevention Challenge, an online interactive experiential exercise for banks and credit unions that helps keep their staff sharp, focused and alert to the latest scams.

Collegedale Credit Union has selected TRC Interactive, Inc., the nation’s leader in interactive financial institution training, to deliver online instruction through CreditUnionTrainingOnline® for its credit union-wide training needs.

Western Vista Federal Credit Union has selected TRC Interactive, Inc., the nation’s leader in financial institution training, to train its staff with TellerSolutionOnline.

2011 was an eventful year, with banks having to deal with the prospect of tougher regulation, the challenge posed by new entrants, and a stagnating mortgage market. 2012 will be just as fascinating, with lending set to come under further pressure and mobile banking predicted to become a mainstream channel, among other developments.

Terme Bancorp, Inc., CEO, John G. Yedinak, announced today that the company would begin initiatives to participate in the global electronic currency transaction markets through affinity relationships with various entertainment, athletic, corporate, social, and government entities.

Farmers Exchange Bank has selected TRC Interactive, Inc., the nation’s leader in interactive financial institution training, to deliver First Line of Defense ~ Fraud Detection and Loss Prevention Challenge, an online interactive experiential exercise for banks and credit unions that helps keep their staff sharp, focused and alert to the latest scams.

Farmers Exchange Bank has selected TRC Interactive, Inc., the nation’s leader in interactive financial institution training, to deliver online instruction through BankTrainingOnline® for its bank-wide training needs. Farmers Exchange Bank will have full use of Training Central™, the training program’s Learning Management System.