Rather than waiting for the government, or banks, to find the means and the money to help more small businesses, a crowd of small businesses has sprung up with a solution. They provide loans to other small businesses. The loans are fair and responsible, and it’s as simple as that. Some ‘sprung up’ many years ago – but they have never been more needed. And as small businesses themselves, they are perfectly placed to understand what is needed, and provide a quick, tailored response.