First Time Home Buyer Directory Features a Wealth of Programs and Incentives

Boston, MA -- (SBWIRE) -- 01/21/2013 -- First time home buyer programs remain available in most states, despite the problems caused by the subprime mortgage crisis, housing price decline, record number of foreclosures, and fiscal cliff belt-tightening of late. Jennifer Cribsly, a successful real estate investor and creator of the site first time home buyer, is a first time home buying expert who discusses how individuals, couples and families can tap into thousands of dollars of assistance available through various grants, down payment programs, and other state and local first time home buyer incentives.

Her website features a state directory of all the programs available in each state, right down to the local level. Besides statewide programs, many cities and counties have additional programs above and beyond those offered by state agencies. The directory is very user friendly, easy to navigate, and registration is not required.

Programs and grants available to prospective home owners are arranged by state and include full contact details, program descriptions, dollar amount of assistance available to each buyer, and hyperlinks to application pages. Everything that the first time home buyer needs in order to tap into both public and private funding sources is provided in a comprehensive manner.

The website also covers low-interest loans that feature below market interest rates. Many localities offer special loans to help the first time property buyer with the down payment. As an added incentive, some of these loans programs are forgiven if the buyer remains living in the property for a set number of years, typically five.

About First Time Home Buyer
First Time Home Buyer, (http://firstbuyerprograms.com), based in Boston, MA, is a leading provider of informational resources for prospective first time home owners nationwide. Our online services focus on providing accurate guidelines and information to help renters make the transition to property owners.

Jennifer remains upbeat about the prospects for renters to become buyers. She says, "with city, county, state, and federal programs readily available to help first time home buyers make the transition to home ownership from renting, the largest obstacle in the entire process of purchasing a residence for the first time already has a solution in the waiting. All that prospective buyers need to do is tap into that solution." Jennifer adds, "it is quite satisfying to see the hope and encouragement that results when buyers learn of the incentive programs available to them."

To visit the directory of state first time home buyer programs, click here: first time home buyer programs.