Fairless Hills, PA -- (SBWIRE) -- 02/22/2019 -- Consumers who have bad credit see its effects every time they try to finance a new home, buy a car, or get a loan to continue their education. But what causes bad credit? This month, PA Auto Credit is educating consumers on credit score makeup by revealing the hidden causes of bad credit.

Most consumers already know that filing for bankruptcy or missing their credit card payments can negatively affect their score. However, unpaid child support, outstanding utility bills or parking fees, and even credit report errors can cause credit score woes. Consumers who aren't sure why their score is low can check out their credit report once every twelve months for free with each of the three major credit reporting bureaus.

PA Auto Credit is encouraging everyone to continue making regular on-time payments on their debts, keeping their credit card debts low, and managing their spending to slowly increase their score over time. However, drivers with bad credit or no credit who need an auto loan without waiting months to see their score rise are also encouraged to learn about how their program offering buy here pay here in Philadelphia, PA can help raise their score while also getting them the auto loan that they need to support their family.

Buy here pay here in Bucks County, PA extends the dealership's line of credit to the borrower, allowing them to step into a safe and affordable vehicle even if they've had a bankruptcy, repo, or tax lien on their account. PA Auto Credit works with a number of reputable dealerships around the Philadelphia area to help drivers find and finance the vehicle that they need, regardless of past mistakes that are hanging around on their credit reports.

Drivers who are interested in learning more about PA Auto Credit's Fresh Start Financing program are encouraged to give their team a call today at 800-371-1769 or to pay them a visit online at https://paautocredit.com/.

About PA Auto Credit
PA Auto Credit is the place residents of Philadelphia, PA, and its neighboring towns can turn to for auto loans, regardless of credit history. They provide convenient services and flexible payment schedules that conform to the unique needs of their clientele.

To learn more about PA Auto Credit, visit them online at http://paautocredit.com.