Philadelphia, PA -- (SBWire) -- 02/27/2019 --As the top-rated debt relief company serving residents in and around Philadelphia, Quality Credit Repair is the area's trusted provider of credit counseling and other credit management services. Now, the trusted organization is offering credit advice and information for any individuals, including federal workers and their families, who have been affected by the recent government shutdown.

If an individual has used their credit cards to cover their expenses during their furlough and inability to work, Quality Credit Repair warns that it can negatively affect their credit score. However, several banks are offering zero percent interest personal loans to furloughed government employees affected by the shutdown. Speaking with a debt relief counseling service can also help to address these issues as well.

For those who were affected by the shutdown and could not make their mortgage payment, there is generally a 15-day grace period after which a late fee will be added to the monthly payment. However, if a payment is over 30 days late, it can cause a dip of up to 100 points in their credit score. Any individuals facing this predicament should contact their lender immediately and explain their situation.

Overdue medical bills due to temporarily losing a government salary during the shutdown should also be addressed promptly. Hospitals can offer zero percent interest plans to many patients and will negotiate other offers and discounts. If a medical payment is late for more than 180 days, it can be reported to the credit bureaus and cause a credit score to drop significantly.

Any individual whose financial situation and credit score have been adversely affected by the United States government shutdown is urged to contact Quality Credit Repair immediately for credit help and financial advice. They can be reached at 888-399-3898 or at https://www.qualitycreditrepair.com/.

About Quality Credit Repair
Quality Credit Repair works to help clients better their credit score and ensure they receive the most accurate credit reports. Their dedicated and highly trained consultants have over 20 years of experience resolving credit related issues. They will review a client's credit report and highlight areas that are harming the scores. The consultant will also layout changes the individual can make to better their credit. The company helps build credit by recommending the opening of secured accounts with certain, trusted lenders. Their services are available to clients anywhere in the country.

For more information, please visit http://www.qualitycreditrepair.com/.