New York, NY -- (SBWire) -- 11/27/2012 --Almost everyone gets into a financial emergency once in a while. It’s part of life. In the past, banks were there to help in times of need. They could be relied upon to provide short term overdraft facilities when suddenly an unexpected bill needed to be paid. However, in these harsh economic times, it’s incredibly difficult to get any kind of credit. That’s why pay day loans have been such a vital lifeline to so many hard working Americans.

One pay day loan company that is making a lot of waves in the industry is OnlinePayDayLoansUSA.net. They have built a reputation on their incredibly fast, fair and easy short term lending.

There is a vast amount of information on the site about all aspects of pay day lending, answering vital questions for those who are unfamiliar with the process. This includes details about which type of borrowing situation might suit a pay day loan best, and an informative guide on how to choose the best pay day loan for specific circumstances.

The website also provides a plethora of information on a State by State basis keeping consumers informed of the State laws regarding payday loans and the best lenders in each area.

Site visitors can apply for pay day loans directly though the site. The application process is completely safe, with no risk of personal details falling into the wrong hands. All pay day loan applications are completely confidential.

The whole process is incredibly fast, with no complicated forms to fill in. A loan decision is often made instantly, and cash can be deposited into a bank account in an hour.

A spokesperson for the site said: “Fifteen or twenty years ago, if you got in trouble and needed some cash in an emergency you could always turn to your bank. If you had a regular income you could be sure that your bank would extend some kind of credit to you. Now it’s almost impossible to obtain an overdraft or any other kind of credit from a bank unless you have a completely spotless credit rating. However, even people with less than perfect credit need to obtain a loan sometimes. We provide fast and easy payday loans of up to $1000, and you can apply for them online. That means no visiting offices, no filling out endless forms, and no hassle. When you need cash fast, you can get it fast. We process decisions exceptionally quickly and the money is often available in your bank account within one hour! We have lots of information on our site about pay day lending, and customers with more questions can visit the Wikipedia page on pay day loans.”

About OnlinePayDayLoansUSA.net
Online Pay Day Loans USA is a website set up to help people who need a short term loan of up to $1000. Site visitors can apply for loans directly through the website.

For more information please visit http://www.OnlinePayDayLoansUSA.net