Perth, Australia -- (SBWire) -- 12/04/2013 --Financial emergencies happen to even the most prepared households, and many times there are few options to take care of the problem. Bank loans either require good credit, collateral or a high minimum to qualify, and that is not something that every family has readily available. Pay day loans are a much more palatable choice for families, though many of the lenders take advantage of the situation by charging predatory fees. Loanrangercash is now offering some of the lowest fees on the market for their quick cash loans.

Borrowers can go to http://www.loanrangercash.com.au and make an application for a cash loan. The process takes about three minutes, and the approval is almost as fast, as long as the borrower has all of the proof of employment and proof of direct deposit at hand. If the loan is approved, the borrower will find the money in their bank account that same day.

Many other pay day lenders charge rates that run close to 30% of the total loan amount, once all of the fees and interest are calculated. Loanrangercash provides much lower rates on both interest and fees. The interest rate is a flat 4% per calendar month, with a processing fee of 20% of the amount borrowed, so a borrower who gets a loan for $300 will wind up repaying $372 at the close of the loan period. This means that borrowers have to pay back 24% of what they borrowed in fees, but this rate is still much lower than they would have paid with most credit cards.

Pay day loans are often the choice of last resort for desperate families, and Loanrangercash has low rates that are designed to help keep families financially solvent after the crisis has passed. With their responsible lending practices, and low fees, Loanrangercash is the lender that more and more Australians are turning to in times of hardship.

FOR MORE INFORMATION: Visit http://www.loanrangercash.com.au or call (08) 9468 3999.