Turnersville, NJ -- (SBWire) -- 12/03/2013 --The Law Office of Ronald E. Norman, recognized for providing distinguished legal counsel in matters related to New Jersey bankruptcy, recently announced that they have released an informational guide on their website helping people learn about the potential benefits of filing for bankruptcy. While the thought of filing for bankruptcy may be scary for some, what many people do not realize is that often times debtors are actually better off once they have gone through the process and are no longer subject to the whims of their creditors and collection practices.

Bankruptcy is designed to allow people a fresh start and help them stabilize their finances so they can move on with their lives. There are two different types of bankruptcies, and which option a person chooses will depend on their current income and their assets. Chapter 7 bankruptcy is suited for those who either do not own a significant amount of property or who do not have a steady source of income. Chapter 7 bankruptcy NJ lawyer Ronald E. Norman can help debtors keep certain types of property and work on their behalf to obtain a discharge order, which prohibits creditors from collecting debts.

Chapter 13 is the best option for people who have a regular source of income and possess expensive property such as houses and cars, as it allows the debtor to keep his or her possessions while developing a plan to pay off the debt in three to five years. Chapter 13 bankruptcy NJ attorney Ronald E. Norman will ensure that in most cases the debtor is excused from certain types of wage garnishments and evictions, lawsuits, repossessions, sheriff’s sales, foreclosure, credit card and medical bill collection activity, and utility disconnections due to nonpayment, among others.

Bankruptcy lawyers in NJ face serious competition from attorney Ronald E. Norman, who is a staunch advocate for consumer rights and cares deeply about his clients and the services he provides. Anyone who is interested in scheduling a free consultation is encouraged to contact the Law Office of Ronald E. Norman.

About The Law Office of Ronald E. Norman
The Law Office of Ronald E. Norman, LLC, is dedicated to protecting the rights of consumers. They handle bankruptcy cases only in the state of New Jersey. Ronald E. Norman and his staff take bankruptcy cases from anywhere in the state of New Jersey.

For over a decade their firm has been dedicated to helping people with their legal issues and offers years of experience. The Law Office of Ronald E. Norman is a “Fair Debt Relief Agency.” For more information, please visit www.newjerseybankruptcy.net.