Police and Fire Federal Credit Union Has Exceptional Rates

Philadelphia, PA -- (SBWire) -- 05/04/2016 --Police and Fire Federal Credit Union, which has locations in and around the Philadelphia area and New Jersey, is now offering a PFFCU AutoDraft—an auto loan in the form of a check--as well as personal lines of credit, home equity loans and mortgages with incredibly low rates.

Be more prepared to negotiate at the car dealership by applying for a Police and Fire Federal Credit Union AutoDraft. Prior to shopping for a new or used vehicle, members are encouraged to already know their maximum loan payment by receiving an auto loan in the form of a check. This loan can be used to buy vehicles with a price listed up to the amount of one's approved limit. The credit union will finance up to 120% of the cost of the new or used vehicle purchase for members with Tier A, Tier 1, and Tier 2 credit scores. Both new and used auto loans are available for up to six years to decrease monthly payments as much as possible.

Police and Fire Federal Credit Union's Personal Line of Credit is an unsecured revolving credit line of up to $10,000. Members can access this credit line with a rate as low as 9.9% APR (Annual Percentage Rate), and receive cash or transfer funds to their PFFCU Savings or Checking account through convenient services, including online and mobile banking, ATMs, telephone member service and 24-hour EXPRESSBanker. Members can also visit one of the thirteen branch locations listed on their website. With PFFCU's Personal Line of Credit, any amount of money can be withdrawn--up to one's available credit limit. Members will also receive a ½% discount with automatic payments from an active PFFCU Checking Account or distribution from a payroll check automatically deposited with PFFCU.

The home equity loans available from PFFCU involve no out-of-pocket expenses and impressive financing, depending on the desired amount and financing duration, as well as the LTV of a member's primary home. Terms range from as short as five years to as long as twenty years, with a fixed rate as low as 3.50% APR. Members receive a ¼% discount with automatic payment from an active PFFCU Checking Account or distribution from a payroll check automatically deposited with PFFCU. Fixed-rate home equity payments can be estimated with the monthly payment calculator on their website.

A Police and Fire Federal Credit Union mortgage is established exclusively for each member. The credit union is proud to state that they do not use high-pressure sales tactics. The mortgage advisors at PFFCU will provide personal guidance to help members obtain the most accommodating loan. Impressively, 94% of PFFCU members that received a home mortgage claimed that the credit union's service was exceptional and superior. PFFCU Mortgages do not involve application fees, and closing costs are among the lowest available. By offering a pre-approved PFFCU Mortgage Loan Commitment, eager home buyers will have proof of their seriousness to buy a home and negotiating power.

Find out more information about the great rates available at Police and Fire Federal Credit Union by visiting their convenient website, going to a local branch or calling 1-800-228-8801 today.

About Police and Fire Federal Credit Union
Police and Fire Federal Credit Union offers a variety of options for loans, mortgages and other financial services with low rates. They have thirteen locations throughout the city of Philadelphia, the Greater Philadelphia region, and New Jersey. Knowledgeable and friendly advisers will help members find the most accommodating services to meet their financial needs. Police and Fire Federal Credit Union emphasizes Service, Value, Convenience and Trust to assure that members have the highest level of satisfaction and protection. Any active or retired police officer or firefighter is eligible to become a member of the credit union. Other businesses, organizations and individuals can apply for a PFFCU membership through their website.

Learn more at http://www.pffcu.org.

Media Relations Contact

Patrick McKay
800-228-8801
https://www.pffcu.org/

View this press release online at: http://rwire.com/686525