AP Insurance

AP Insurance Publishes New Guide to Colorado Homeowners Insurance

Leading readers through the intricacies of the state's challenging insurance environment, unique new guide to Colorado homeowners coverage is accessible and to the point, AP Insurance reports


Colorado Springs, CO -- (SBWIRE) -- 10/16/2015 -- AP Insurance published a new guide to obtaining homeowners insurance in Colorado. Online now and freely available at http://findinsurancequotes.com/homeowners-insurance-colorado/, the new guide details everything that residents of Colorado will need to know when shopping for homeowners insurance, including proven ways of lowering rates and obtaining better coverage. Another guide at the same site provides an equally comprehensive look at car insurance in Colorado, with basic introductions to both kinds of insurance also being available at the website's main page.

"Just about everyone who owns a home in Colorado carries it, but relatively few people really understand the ins and outs of homeowners insurance in this unique state," AP Insurance representative Zack Posi said, "We aim to help change that with our new guide. It corrects a number of common misconceptions and provides a lot of actionable, interesting information that will save readers money and ensure that they obtain the quality coverage they and their homes deserve."

Covering everything from damage caused by natural disasters to on-site accidents that result in harm to others, homeowners insurance is a fundamental part of owning a home in the United States. Around 95% of all American homes are insured in this way, according to the Insurance Institute of America, but nearly two-thirds carry coverage that experts judge to be insufficient. Even while together contributing over $70 billion in premiums every year, policy holders do not always fully understand the complexities and implications of their coverage.

With Colorado accounting for just under 2% of the nation's total property insurance, according to the National Association of Insurance Commissioners, living in and insuring a home in the state comes with its own special challenges. Colorado, for example, is part of a contiguous group of states meteorologists dub "Hail Alley" because of the frequency and intensity of such storms there. With the most populous parts of the state together suffering an average of three to four hail storms that the NOAA labels "catastrophic" every year, maintaining good homeowners insurance is practically a necessity.

The new AP Insurance guide to this kind of coverage for residents of Colorado will give readers everything they need to know to make rewarding decisions as they set out to obtain their own policies. Covering everything from the absolute basics of homeowners insurance to more advanced issues like flood coverage and insurance for landlords, the highly targeted new resource will be of great value to people throughout the state. It joins an equally helpful guide to auto insurance in Colorado at the same website, along with a wealth of other useful insurance-related information.

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Connecting clients with the most appropriate and attractive quotes from the nation's top providers, AP Insurance makes it easy and affordable to get insurance coverage for homes, vehicles, and more.