Philadelphia, PA -- (SBWIRE) -- 08/27/2015 -- As in most states, Pennsylvania does not have a set rate for motorcycle insurance; it varies widely based on the type of coverage preferred, the amount of time spent riding the bike, how and where it is ridden (i.e. with a passenger or on a track) and each rider's eligibility for discounts. Factors like age, driving history, motorcycle type, credit score and storage methods also affect the rates of coverage. The Bachmann-Zeitlin Insurance Agency, a leading provider of motorcycle insurance in Philadelphia and the surrounding regions, always recommends full Comprehensive and Collision coverage for their policyholders, as it provides coverage for theft and accidents, as well as for damages caused by fire, vandalism and storms. However, the company also recognizes that full coverage can be prohibitively expensive and, as such, has compiled a list of tips to save money on motorcycle insurance.
The Bachmann-Zeitlin Insurance Agency's first tip involves enrolling in and completing training courses that are aimed at improving the defensive and offensive driving skills of motorcycle riders. These safety classes are especially important for new riders and those who have recently been involved in an accident.
For those riders who are interested in buying a new bike, and don't already have a preference, the insurance provider recommends keeping the type of bike and size in mind to reduce the insurance premium as much as possible. Some motorcycles are considered higher risks than others, such as sport and supersport styles, and the larger the engine (meaning, the higher the cc's), the higher the risk and premium rates.
The Bachmann-Zeitlin Insurance Agency's next tip involves asking about, and taking advantage of, associations and other applicable discounts. Associations that may qualify for discounts of up to 10% include the American Motorcycle Association, Harley Owners Group, Motorcycle Touring Association and BMW Motorcycle Owners of America. Other discounts can include those related to age, driving records and credit scores, as well as bundle discounts for those policyholders who also need homeowners, boat or car insurance.
As their last money saving tip for motorcycle insurance policies, the Bachmann-Zeitlin Insurance Agency reminds riders to tailor their coverage to reflect their actual bike usage. Bikers should share their riding habits, including whether they store their bike for winter or only ride on the weekends, to ensure that they don't pay for more coverage than they need.
Individuals looking for affordable motorcycle insurance should contact the Bachmann-Zeitlin Insurance Agency by phone at 267-288-5193, today. Whether looking for motorcycle, homeowners, boat or car insurance in Bucks County, or all of the above, the agency is guaranteed to find the right policy, with the right coverage, at the right price, every time.
About Bachmann-Zeitlin Insurance Agency
The agency is set up as a one-stop shop for all the insurance needs and is a fully licensed insurance agency that can handle all lines of property and life insurance as well as health. They have built their reputation on good and honest customer service, where clients have come to expect the kind of professional and reliable service that separates them from the rest.
To learn more on life insurance, visit http://www.bachmannzeitlinagency.com