Discount Motorcycle Insurance

5 Important Things to Keep in Mind with California Motorcycle Insurance

Finding cheap motorcycle insurance is not the only thing to keep in mind when comparing quotes.


Viera, FL -- (SBWIRE) -- 03/12/2014 -- When shopping for cheap motorcycle insurance, many riders focus too much attention of finding the least expensive price point for minimum liability—and either forget or are unaware of other essential factors they need to keep in mind. Regardless of the frequency in which they ride, riders in California are required to secure a minimum of liability insurance:

Bodily Injury: $15,000 per person / $30,000 per accident
Property Damage: $5,000 per accident

However, there are many pertinent things to keep in mind such as the 5 tips below:

Will minimum liability cover the cost of the ride?
Some riders invest a significant amount of money in their bike, meaning that cheap motorcycle insurance with minimum coverage may not be enough to replace their bike if needed. It is important to look into accessory upgrades for additional coverage.

Don’t forget to ask about mileage discounts?
Many Californians ride their bikes on a near daily basis - however; if they only ride on occasion, they may qualify for significantly lower annual premiums.

Does the insurance provider offer lower premiums if someone has invested in safety courses?
One way to secure cheap motorcycle insurance is to take qualified safe riding courses, such as the ones offered by the California Motorcycle Safety Program.

Will joining a club reduce one’s premium?
Joining a motorcycle club is not only fun, but some insurance companies offer discounts for riders who are members of approved riding clubs.

Inquire if there is any possibility to bundle
Bundling one’s homeowners, car, life, or renters insurance may provide access to cheaper motorcycle insurance. One should check with the insurer to see if these discounts apply.

About is an online resource based in Viera, Florida that provides low-cost motorcycle insurance quotes. Founded by Rick Murray the site has been in operation for 15 years.

For more information visit

Rick Murray
861 Sandhill Crane Court
Viera, Florida 32955