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Consumer Action Law Group Stops Foreclosure Sales Within 1 Hour


Los Angeles, CA -- (SBWIRE) -- 11/02/2015 -- Homeowners looking for a way to stop a foreclosure sale date can get legal help immediately.

How to Stop Foreclosure

Foreclosure can be stopped by many options. Lauren Rode, attorney at Consumer Action Law Group recommends homeowners use the following methods to stop foreclosure in California:

Filing a lawsuit: Experienced foreclosure defense attorneys can determine if lenders violated any of the provisions of the California foreclosure law

Filing Chapter 7 bankruptcy or Chapter 13 bankruptcy: By filing a bankruptcy, Foreclosure sales will be automatically stopped, assets can be protected, and debts eliminated. Homeowners can save their home or car even after receiving a notice of trustee sale or notice of default.

Applying for a short sale: Foreclosure can be delayed by working with the lender to sell the house at an amount that is less than the balance owed.

Requesting a deed in lieu of foreclosure: This process will transfers interest in the property back to the lender and may stop a foreclosure sale.

How to Choose the Best Option to Stop Foreclosure:

Filing a lawsuit: In many cases, lenders break the foreclosure laws in California.  The most common violations of the California foreclosure law [SB900] consist of:

Dual Tracking: When a homeowner applies for a loan modification, it is illegal for the lender to continue with the foreclosure sale, at least while a modification is still being reviewed. If the lender moves forward with foreclosure during the loan modification process, the foreclosure can be stopped by filing a lawsuit.

Single Point of Contact: The borrower must have a single point of contact at the lender while being reviewed for foreclosure assistance.

Written Denials / Requests from the Lender: Homeowners have to be given printed notifications and updates with regards to their foreclosure and any assistance. Many lenders do not do this, avoiding any paper trail that could be admissible in a lawsuit.

Filing bankruptcy: If a sale date is very close in time, filing bankruptcy may be the only option to stop foreclosure.

Automatic stay – Filing bankruptcy stops foreclosure automatically at the precise minute that the petition is filed with the court.

Repayment plan: In a chapter 13 bankruptcy, a homeowner can agree to pay the lender back for any missed payments and start making monthly mortgage payments to stay out of foreclosure.

Debt elimination – When a homeowner files bankruptcy, credit cards, medical bills, and other unsecured debt can be eliminated. In a chapter 13, 2nd mortgages and HELOCs can also be eliminated.

Short sale / Deed in Lieu: This option allows a homeowner to work with the lender to remain in the home until it is sold or they can work out a cash for keys agreement to vacate the home.

Consumer Action Law Group Provides Legal Help to Stop Foreclosure Sales

Foreclosure attorneys at Consumer Action Law Group can stop foreclosure sales in as little as five minutes.  Their bankruptcy attorneys stop foreclosures and eliminate debt. Consumer Action Law Group is dedicated to stopping foreclosure sales in California.  Any homeowners who have received a notice of default or notice of trustee sale are advised to call for a free consultation.

For more information on how to stop foreclosure in California visit or Call 818-254-8413.

About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers.

For Media Inquiries:
Contact Person: Lauren Rode, Esq.
Telephone: 818-254-8413