Bradford, West Yorkshire -- (SBWIRE) -- 09/13/2013 -- Critical illness is an unforeseen condition and can be a result of a sudden disease not diagnosed on time or a gradual ailment whose symptoms were ignored. Kidney failure, heart attack, multiple sclerosis, cancer, major organ transplant, stroke, coronary artery bypass, etc. are considered to be critical illness conditions. However, paralysis, loss of limbs, blindness, neurone disease, brain tumor, coma, heart valve replacement and many other ailments are considered as a situation of critical illness.
It is a fact that very few of us make necessary arrangements for such unseen circumstances as no one expects this to happen to them. However, with the constant awareness and rigorous marketing strategies being followed by the insurance companies, an individual has now become more positive about the benefits of critical illness insurance.
Critical illness insurance policy is available as a standalone policy or one can merge life insurance with critical illness policy. In that case the options provided are to payout a single lump sum in a situation where the policy holder is diagnosed with a significant illness condition or else if someone generally wants to club the two together, there is monthly pay –out plans also available depending on the cover that one is opting for.
Most of the critical illness policies include a long impressive list of illness they cover but, in the real scenario, the case may be different. It is always advisable to ask for a critical illness cover quote from the insurance company in order to understand which all ailments will be actually included 100% under the cover and which all will be partially covered. After figuring out the same, then only a decision should be made to invest in a health policy. If someone still finds it hard to decide, there are various online blogs by experts available to guide about the hidden clauses and benefits of these health insurance policies those can help an individual in taking a decision.
Criticalillnessadvice.com is an earnest effort from various individuals who strongly believe in imparting awareness and information about critical illness policies. They offer updated reports and latest information on critical illness covers and suggests the best suited for an individual. Their blog has been a great help to thousands of individuals who gained necessary information before opting for a health insurance plan.
For more information and other media related enquiries, please contact at:
State: West Yorkshire
Country: United Kingdom
Contact Name: Dave Roberts
Contact Email: email@example.com
Complete Address: Cheapside Chambers, 43 Cheapside, Bradford
Zip Code: BD1 4HP
Contact Phone: 01274 735997