DJM Insurance Services

DJM Insurance Offers Contractors' License Bonds


El Cajon, CA -- (SBWIRE) -- 05/03/2016 -- The premier insurance provider to California, Arizona, Nevada, Washington and Texas area contractors announced that that they now offer contractor license bonds to their California and other clients. DJM Insurance Services' founder, Darrin Mroz, explained what the coverage entails.

According to Mroz, it is required in most states that contractors possess license bonds if they plan to operate their businesses legally. "They act as a way of ensuring consumer protection against financial misconduct or a lack of adherence to regulations by contractors," Mroz said, further indicating that a bond for $12,500 is standard in a lot of places, but the minimum numbers vary from state to state.

Whereas contractor liability insurance protects a contractor from lawsuits, property damage and medical bills in the event of mishaps, contractor bonds protect obligees—or those who seek the services of the said contractors—if builders engage in misconduct on their properties.

The bonds act as credit rather than insurance, and exist to protect consumers. Much like with typical credit-based purchases, contractors who seek the bonds must apply, and can qualify by proving they run stable businesses that are capable of paying bills. Credit checks are standard to the application process, generally.

"The cost of obtaining a bond varies on a case by case basis," said Mroz, who continued to explain that "the price depends on the size of the contractor's business, his or her company's credit score and other factors." Mroz finally noted that anyone interested in applying for a contractor's bond in California or another state that DJM handles can do so by calling 866-961-4570. Further information can be obtained via DJM's website, as well.

About DJM Insurance Services
DJM Insurance Services is a rapidly expanding California-based contractor insurance provider that specializes in a plethora of services. The family owned and operated business, which 40 years of combined experience, is known for their remarkable customer service. DJM Insurance currently operates in California, Arizona, Nevada, Washington and Texas, with plans to offer their services to contractors in other states in the near future.

To learn more about DJM Insurance Services, please visit their website at