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Insurance coverage may be construed as a necessary evil, especially when unexpected challenges occur. For example, most states require some form of mandatory automobile insurance with required minimum levels of coverage. No one plans on being in an automobile accident, but having the coverage helps negate some of the liability costs associated with the occurrence. Conversely, insurance may be purchased voluntarily, i.e., life, disability, umbrella/personal liability, etc. There are many different types of insurances available and for specific needs. The availability of insurance-auto, home, life, disability, commercial, long term care, etc., are a few types available and help mitigate the cost should a fortuitous event transpire.

This report is the result of Timetric's extensive market research covering the non life insurance industry in Japan. It contains detailed historic and forecast data for marine, aviation and transit insurance. "Marine, Aviation and Transit Insurance in Japan to 2017: Market Databook" provides detailed insight into the operating environment of the non life insurance industry in Japan. It is an essential tool for companies active across the Japanese non life insurance value chain and for new players considering to enter the market.

Finding competitive quotes for car insurance has been a breeze to do online for many years. However, for years those researching minimum liability coverage for cheaper motorcycle insurance in California have had to spend hours on hold calling to compare rates of insurance companies who provide motorcycle coverage too—until now.

Euromonitor International's Industrial reports provide a 360 degree view of an industry. The Industrial market report offers a comprehensive guide to the size and shape of the Insurance and Pension Funding market at a national level. It provides the latest retail sales data, allowing you to identify the sectors driving growth. It identifies the leading companies, the leading brands and offers strategic analysis of key factors influencing the market - be they new product developments, packaging innovations, economic/lifestyle influences, distribution or pricing issues. Forecasts illustrate how the market is set to change.

This report is the result of Timetric's extensive market research covering the life insurance industry in Japan. It contains detailed historic and forecast data for premiums and claims. 'Life Insurance Premiums and Claims in Japan to 2017: Market Brief' provides detailed insight into the operating environment of the life insurance industry in Japan. It is an essential tool for companies active across the Japanese life insurance value chain and for new players considering to enter the market.

GlobalData announces the release of its annual smart grid round-up, 2013 from the Smart Grid eTrack. The newsletter provides update on the global developments related to smart grid deployment across the globe during the year 2013

Trends and Opportunities in Japan Non-Life Insurance Industry to 2017: Market Profile is the result of extensive research into the non-life insurance segment in Japan. It provides insights into the market trends, market size, growth prospects and market efficiency in the Japanese non-life insurance market, and also provides detailed analysis of various distribution channels in the non-life insurance market.

Aspida Advisory and Shawn T.Barberis, CEO of the Baltimore MD retirement income planning firm, are pleased to announce that a selection of income planning services are listed to assist locals in planning the best disposition for income. The firm offers some solutions that are unique and effective.

In terms of written premium, the Netherlands' insurance industry is one of the global leaders. During the review period (2008-2012) the nation's reinsurance segment registered negative growth due to the adverse effect of the global financial crisis and subsequent European debt crisis. Overall, the premium ceded to reinsurance recorded a review-period compound annual growth rate (CAGR) of -2.3%. The life and personal accident and health insurance segments held retentions above 90%, indicating an underutilization of reinsurance as a risk management tool. Moreover, the non-life segment, which previously displayed a reliance on reinsurers for the purposes of sharing risk, recorded a decline in the percentage of premium ceded from 18.9% in 2008 to 15.8% in 2012. This was due to intense competition in the segment, which forced non-life insurers to reduce premiums.

This report is the result of Timetric's extensive market research covering the non life insurance industry in Vietnam. It contains detailed historic and forecast data for liability insurance. "Liability Insurance in Vietnam to 2017: Market Databook" provides detailed insight into the operating environment of the non life insurance industry in Vietnam. It is an essential tool for companies active across the Vietnamese non life insurance value chain and for new players considering to enter the market.

Macau is one of two special administrative regions of the People's Republic of China. Its economy is predominantly dependent on tourism, gambling and manufacturing. However, the contribution of the financial services sector, including the insurance industry, is gradually increasing. The value of the Macanese insurance industry grew at a compound annual growth rate (CAGR) of 11.8% during the review period (2008-2012), with life insurance as the largest segment. The growth of the insurance industry is being driven by a growing aging population, with one of the highest life expectancy rates in the world, expanding casino-related development projects, and a favorable regulatory framework, including a wide range of compulsory insurance categories, such as motor third-party liability and professional liability insurance. The country's high life expectancy rate, which is the second-highest in the world, contributed to the growth of the life segment during the review period. These factors are expected to remain important over the forecast period (2012-2017), driving growth in the insurance industry.

This report is the result of Timetric's extensive market research covering the reinsurance industry in Portugal. It contains detailed historic and forecast data for reinsurance. "Reinsurance in Portugal to 2017: Market Databook" provides detailed insight into the operating environment of the reinsurance industry in Portugal. It is an essential tool for companies active across the Portuguese reinsurance value chain and for new players considering to enter the market.

This report is the result of Timetric's extensive market research covering the personal accident and health insurance industry in Japan. It contains detailed historic and forecast data for investments. "Personal Accident and Health Insurance Investments in Japan to 2017: Market Databook" provides detailed insight into the operating environment of the personal accident and health insurance industry in Japan. It is an essential tool for companies active across the Japanese personal accident and health insurance value chain and for new players considering to enter the market.

Henry Insurance Agency LLC has earned the service industry-coveted 2013 Angie’s List Super Service Award, an honor awarded annually to approximately 5 percent of all the companies rated on Angie’s List, the nation’s leading provider of consumer reviews on local service companies .

This report is the result of Timetric's extensive market research covering the personal accident and health insurance industry in Vietnam. It contains detailed historic and forecast data for claims and expenses. "Personal Accident and Health Insurance Claims and Expenses in Vietnam to 2017: Market Databook" provides detailed insight into the operating environment of the personal accident and health insurance industry in Vietnam. It is an essential tool for companies active across the Vietnamese personal accident and health insurance value chain and for new players considering to enter the market.

This report is the result of Timetric's extensive market research covering the personal accident and health insurance industry in Japan. It contains detailed historic and forecast data for distribution channels. "Personal Accident and Health Insurance Distribution Channels in Japan to 2017: Market Databook" provides detailed insight into the operating environment of the personal accident and health insurance industry in Japan. It is an essential tool for companies active across the Japanese personal accident and health insurance value chain and for new players considering to enter the market.

In terms of gross written premium, personal accident and health is the smallest segment in the Finnish insurance industry. The government's welfare system, under which healthcare services are free for all Finns, and wide social security cover have limited the requirement for private health insurance. Over the forecast period, personal accident and health insurance growth is expected to be driven by the health insurance category, which accounted for 59.9% of the segment in 2012. Overall, the value of the segment is expected to increase from EUR0.4 billion (US$0.5 billion) in 2012 to EUR0.6 billion (US$0.7 billion) in 2017, at a compound annual growth rate (CAGR) of 8.4%.

This report is the result of Timetric's extensive market research covering the non-life insurance industry in Venezuela. It contains detailed historic and forecast data for premiums and claims. 'Non-Life Insurance Premiums and Claims in Venezuela to 2017: Market Brief' provides detailed insight into the operating environment of the non-life insurance industry in Venezuela. It is an essential tool for companies active across the Venezuelan non-life insurance value chain and for new players considering to enter the market.

The cheapest car insurance with no down payment allows consumers to get their financial safety covers at a fraction of the normal car insurance costs. However, consumers would be well advised to proceed with caution in any advertisements beginning with no cash? No problems. Most car insurance carriers require their new customers to put money down which is a market standard for buying new auto insurance policies. The car owners and car drivers on the roads of any state across the country are required to carry legal car insurance. The poor credit consumers unable to get one due to any financial difficulties can now do something. Most families agree it has become a lot more difficult to spend a huge fortune on car insurance costs alone.

The UK landlord insurance category is estimated to have generated GBP2.51 billion in gross written premiums in 2012, and accounted for 7.3% of the country's non-life insurance segment. Landlord policies cover the financial risks related to renting out a residential or commercial property, including damage to buildings or contents, loss of rent and public liability. Growth in the category was maintained during the recession and economic weakness during 2008-2011, as a sluggish housing market triggered an increase in properties occupied on a rental basis. This signaled the reversal of a post-war trend towards property ownership, with close to 35% of properties rented through private or social housing landlords in 2012. This marked a five percentage-point increase from 2000 alone.

This report is the result of Timetric's extensive market research covering the life insurance industry in Vietnam . It contains detailed historic and forecast data for claims and expenses. "Life Insurance Claims and Expenses in Vietnam to 2017: Market Databook" provides detailed insight into the operating environment of the life insurance industry in Vietnam . It is an essential tool for companies active across the Vietnamese life insurance value chain and for new players considering to enter the market.

Trends and Opportunities in Cambodia Personal Accident and Health Insurance Industry to 2017: Market Profile is the result of extensive research into the personal accident and health insurance segment in Cambodia. It provides insights into the market trends, market size, growth prospects and market efficiency in the Cambodian personal accident and health insurance market.

This report is the result of Timetric's extensive market research covering the non life insurance industry in Japan. It contains detailed historic and forecast data for liability insurance. "Liability Insurance in Japan to 2017: Market Databook" provides detailed insight into the operating environment of the non life insurance industry in Japan. It is an essential tool for companies active across the Japanese non life insurance value chain and for new players considering to enter the market.

Over time, the prices of the automobiles have increased drastically. These overpriced automobiles have complicated the car buying process. Moreover, auto insurance cost has also seen a great hike. Thus, more and more numbers of people are turning towards driving without getting the auto insurance. But, it is not legal to drive a car without getting it insured. However, there are innumerable people who live from one pay cheque to another and thus they cannot even afford to make the upfront payment (i.e. down payment). These people need to find an alternative that could help them to afford the auto insurance expenses.

The Irish personal accident and health insurance segment registered the highest growth decline in the Irish insurance industry during the review period (2008-2012). The segment fell from EUR1.3 billion (US$1.9 billion) in 2008 to EUR1.1 billion (US$1.4 billion) in 2012, at a review-period compound annual growth rate (CAGR) of -4.3%. The decline was attributed to the slowdown in health insurance, the largest category in the segment with 78.8% of written premiums in 2012. While travel insurance was the only category to register positive growth during the review period, at a CAGR of 7.4%, its support was limited due to its low segment share. The anticipated implementation of Solvency II by European countries in 2016 will raise capital requirements for Irish insurance companies. Smaller insurers are expected to find it difficult to meet these requirements, leaving them open to be acquired by larger companies, resulting in further consolidation in the segment over the forecast period (2012-2017).