First Step in Buying a Home at Affordable Rates, Home Buying Process for First Time Buyers

Buying first home is a big commitment financially, emotionally, and physically. It’s vital that first time home buyers that the first steps to buying a home seriously, as they are the foundation for the process.


Pittsfield, MA -- (SBWIRE) -- 09/03/2013 -- can help you plan for the buying process For first time home buyers.

1. Are You Prepared Financially?
2. What Are Your Must-Haves?
3. House Hunting

Are You Prepared Financially?

The biggest concern any first time home buyers should have is whether or not they can afford a home. The first steps in buying y our first home should be to go over your finances. Determine your mortgage budget—what price points must you stick to in order to live within your means?

Another first step in buying first home is to check out your credit score. If your credit score is good, you shouldn’t have an issue finding a lender. However, if your credit score is not so great, you will need to determine your options. In some cases, it is better to wait on buying the home and work on improving your credit, particularly if you’re not far off from a decent score. Or, you may have to use an alternate lender that specializes in lending money to people with bad credit.

Buy First Home With Any Type Of Credit Online, Know First Step To Buying A Home From Experts!!

What Are Your Must-Haves?

Buying first home is a huge investment, so it is important that you are happy with your purchase. The first steps on deciding to buy a home should include what amenities you need, and what amenities you want. For example:

- The number of bedrooms and bathrooms
- Parking options
- The type of neighborhood you want to live in
- Overall house size
- Storage space
- How much repair work you are willing (or not willing) to do
- Yard size
- Extra space for an office or guest bedroom

Every family has different needs and wants, and it’s important to figure out what you need for your lifestyle. When you start house hunting, picture yourself living at each space you visit. If you can see yourself living easily in a particular home, it probably isn't for you.

House Hunting

Once you narrow down your list to amenities you need, and amenities it would be nice to have, you can start looking at homes. Talk to different real estate agents and see what they have available. Scour the papers for homes on the market. Talk to family and friends about their experiences in house hunting.

Go to as many open houses as you can, just so you can get a feel for the housing market in your area. The more places you investigate, the more options you have, and you will be more likely to find a home you love.

Buying your first home can be overwhelming. But can help make the process more manageable. In addition to our online database, which connects you to experts in the real estate field, you can also reach us 24/7 by phone at 1-800-987-1397. Our associates are standing by to take your questions, or help you schedule a free consultation.