Philadelphia, PA -- (SBWIRE) -- 11/21/2019 -- Freedom Insurance Group, Inc. is currently offering quotes for both auto and home insurance in Yardley, PA, and surrounding areas. For over 15 years, Anita Allegezza and her team have helped car and property owners save thousands of dollars by offering unparalleled levels of protection and competitive rates. As a Trusted Choice Agency, the Freedom Insurance Group, Inc. team has recently advised on the importance of home insurance.
Although it's not a state requirement like car insurance, if a person is financing a house, he or she typically requires homeowners' insurance. It will protect a lender's investment from any damage or loss that could occur, such as vandalism or fire. The minimum amount of homeowners' coverage required will depend on how much the mortgage costs on an individual property. Failure to keep a property adequately insured can lead to lenders purchasing homeowners' policies and adding them to the monthly mortgage total.
Standard homeowners' insurance will safeguard a property and any unattached structures from various hazards. This includes hurricanes, tornadoes, thunderstorms, wind damage, and fire. If a tiny portion of a property is damaged or the entire building is flattened, the coverage on a home insurance policy will help to pay for replacements and repairs. This way, homeowners are not left paying out of pocket. When purchasing or renewing this type of insurance, homeowners should make sure the policy in place pays out all damages on a replacement cost basis, as this offers the most financial protection
Homeowners' insurance covers more than just the content and structure of a home. Family liability insurance, which is standard on many policies, will cover family members if a lawsuit should arise from an injury on the property. This coverage includes accidents to strangers that could wander onto the property and hurt themselves. Liability coverage is famed for its wide repertoire, extending to accidents away from the home, such as at the local swimming pool. Lost wages, legal, and medical fees may be covered by family liability insurance policies.
For more information, or for quotes on auto insurance in Philadelphia, PA, visit https://www.freedom4insurance.com/.
About Freedom Insurance Group, Inc.
Freedom Insurance Group, Inc. was established in 2003 by Anita Allegezza as an independent agency. Their focus is on property and casualty insurance, aspiring to be the only agent their customers need. They pride themselves on customer service, and are confident in their ability to give them the personalized protection they need. Being a Trusted Choice Agency allows Freedom Insurance Group, Inc. to tailor their insurance policies from competitive rates and give their customers complete coverage for all stages of their lives.
Learn more by visiting: https://www.freedom4insurance.com/.