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Global Peer-to-Peer Lending Market to Grow at a CAGR of 53.06% During the Period 2016 - 2020; Finds New Report

Market Research Reports, Inc. has announced the addition of “Global Peer-to-peer Lending Market 2016 - 2020” research report to their website


Lewes, DE -- (SBWIRE) -- 08/17/2016 -- Report forecast the global P2P lending market to grow at a CAGR of 53.06% during the period 2016-2020.

It is a method of debt financing where different individuals can lend and borrow money using an online platform, which eliminates any involvement of middlemen. The loans provided by the lender helps the lender to generate income in the form of interest. On the other hand, the borrowers have easy access to financing, which might be difficult for them to procure if they approach a standard financial intermediary. The amount of interest charged for P2P loans is comparatively lower than the traditional prime loans to compensate the lenders for bearing the risk of non-payment from the borrowers. Investors fund only a portion of the loan and spread the amount of the loan across many buyers.

The report covers the present scenario and the growth prospects of the global P2P lending market for 2016-2020. To calculate the market size, Technavio considers the lending amount through P2P platforms in the Americas, Asia Pacific (APAC), and Europe, the Middle East, and Africa (EMEA).

The market is divided into the following segments based on geography:
- Americas

According to the report, one of the key drivers for market growth will be increase in global lending of MSMEs. Research and development in product structuring are vital in addressing the credit gaps in the MSME's financing. Innovations such as equipment lease finance can help meet the requirement for term debt obligations. Similarly, receivable financing, bills discounting, and P2P lending can substitute prerequisites of working capital financing, thus tending to the special needs of MSMEs. Local vendors in the emerging market have the best monitoring capability and knowledge of MSMEs, allowing structuring of working capital finance, channel finance, and cash credits that can meet the needs of the enterprise or firms, thereby empowering huge economies of scale.

Further, the report states that one of the challenges against the market growth will be increasing regulatory risks. If we look at the present market, the P2P lending platforms are subject to regulations that are for certain consumer banking and other financial institutions. The consumer credit that is provided by the banking and financial institutions are subjected to a number of laws. These laws regulate the credit life-cycle that includes underwriting, payment terms, agreements and disclosures, advertisements and solicitations, and debt collection practices. There are also other laws like privacy and data security and anti-money laundering laws that regulate the relationship between the customers or borrowers and the banking and financial institutions.

Global Peer-to-Peer (P2P) Lending Market 2016-2020, has been prepared based on an in-depth market analysis with inputs from industry experts. The report covers the market landscape and its growth prospects over the coming years. The report also includes a discussion of the key vendors operating in this market.

key players in the global peer-to-peer (P2P) lending market: CircleBack Lending, Lending Club, Peerform, Prosper, and Upstart.

Other Prominent Vendors in the market are: Borrowers First, Daric, Funding Circle, Pave, and SoFi.

Market driver
- Increase in global lending of MSMEs
- For a full, detailed list, view our report

Market challenge
- Unbalanced global economic recovery
- For a full, detailed list, view our report

Market trend
- Tie-ups with different banking and financial institutions
- For a full, detailed list, view our report

Key questions answered in this report
- What will the market size be in 2020 and what will the growth rate be?
- What are the key market trends?
- What is driving this market?
- What are the challenges to market growth?
- Who are the key vendors in this market space?
- What are the market opportunities and threats faced by the key vendors?
- What are the strengths and weaknesses of the key vendors?

Spanning over 69 pages and 38 Exhibit "Global Peer-to-peer Lending Market 2016 - 2020" report covers Executive summary, Scope of the report, Market research methodology, Introduction, Market landscape, Geographical segmentation, Market drivers, Impact of drivers, Market challenges, Impact of drivers and challenges, Market trends, Vendor landscape, Key vendor analysis, Appendix.

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