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New Book Empowers Consumers to Become Credit Smart and Better Managers of Their Finances


Baton Rouge, LA -- (SBWIRE) -- 11/06/2015 -- Individuals looking to rebuild their credit or develop better debt management skills are set to get a full 101 lesson about credit following the launch of the new eBook, The Credit ABC's: The Education That is Not Taught in Schools.

Written by Credit Consultant and Certified Credit Score Consultant, Marriet A. Allen, The Credit ABC's is a powerful resource that equips consumers with intricate knowledge about the workings of credit system. Using her knowledge and expertise of the credit industry, the author arms readers with information on how to become credit savvy, handling one's credit score, how to avoid the negative features of the credit system and how to repair bad credit.

Lack of education about the credit system has resulted in many Americans having either a poor credit score or filing for bankruptcy. A report from the American Bankruptcy Institute indicates that there were 910,090 filings for bankruptcy in 2014. Another study conducted by the Corporation for Enterprise Development (CFED) revealed that 56 % of American consumers cannot qualify for credit or financing at prime rates.

Student loans are another factor that has resulted in the credit nightmare that many consumers find themselves in. One study revealed that in 2013, 71% of college graduates left with student loans averaging $28,000. And that is a cumbersome amount of debt for anyone entering the workforce and attempting to build their lives.

Despite having the expertise to help people get their finances in order, Marriet also writes from a place of empathy. Having filed for bankruptcy at the age 21, she went on a mission to rebuild her credit and acquire her financial education. When quizzed about the inspiration behind the book, she said: "I wanted to help others avoid the same mistakes I made, especially high school and college students. So, I wrote a book that will hopefully help someone avoid the same mistakes I made and help someone recover from a similar financial setback. I wish I had this book when I was in high school."

The Credit ABC's: The Education That is Not Taught in Schools is the 1st book in the series Cash is King but Credit is Power. The book is available in paperback and kindle format for $20 and $9.99 respectively.

For further information or to purchase a copy, visit: or the author's website at:

About Marriet Allen
Marriet Allen is the Owner and CEO of Credit University. She is a Certified Credit Consultant and a Certified Credit Score Consultant. She is a native of Baton Rouge, Louisiana and a Magna Cum Laude graduate from Southeastern Louisiana University with a Bachelor's degree in Business Administration.

Media contact:
Marriet A. Allen
Telephone: 225-308-1780
Address: 2561 Citiplace Ct. Ste. 750-172, Baton Rouge, Louisiana 70808, USA