Los Angeles, CA -- (SBWIRE) -- 08/23/2011 -- Payday-loan-direct.us is pleased to announce that they have achieved one of the highest returning customer and satisfaction rates in the industry. The Company provides direct payday loans to borrowers with quick approvals, no document faxing and without credit checks at the market’s most competitive rate.

With the lingering recession, more middle class families are finding themselves with low cash reserves to meet sudden small emergencies or just to make ends meet from time to time. In order to stay on track financially, they may need extra cash before their “official” pay day, and working with most lending institutions is far too slow and involves too much bureaucratic paperwork to be practical.

With more than 12 years of experience in short-term loans and direct payday loans, Payday-loan-direct.us has come to the rescue for more than 10,000 clients who were in need of a direct payday loans. While many customers may need a quick loan only once, the lender’s customer return rate of over 45% is among the highest in the industry. “Having the best terms and lowest rates are important to people, but most return because of the way we treat our customers, the prompt service and the simple process,” said a company loan representative.

The direct payday loan lender is known for a quick approval process of usually no more than an hour with deposit of funds in the customer’s bank account usually in one day or less. Customers only need a direct-deposit checking account, be a U.S. citizen of at least 18 years of age and earn at least $1,000 monthly. “Our customers simply fill in our online application and we will help you obtain a great deal in a timely manner,” said the representative.

While most customers only need several hundred dollars at best, the lender can approve eligible customers for loans of a $1,000 or more. Customers generally have eight to 25 days to repay the quick loan depending on the state of residence, although, the lender does provide several flexible repayment options. Borrowers are eligible for a quick loan regardless of being a renter, homeowner or having poor credit.

While only one payday loan can be obtained at any given time, once it is repaid, the customer can apply for another. If circumstances change for the borrower during the application process and they no longer need the loan, they are under no obligation to complete the loan process and there are no hidden fees. The lender’s online process utilizes the most effective security technology to ensure the safety of their customers’ information and utmost privacy. For more information or to fill out an application, please visit http://www.payday-loan-direct.us.