New York, NY -- (SBWIRE) -- 06/14/2017 -- 'Personal Accident and Health Insurance in Romania Key Trends and Opportunities to 2020' report provides a detailed outlook by product category for the Romanian personal accident and health insurance segment, and a comparison of the Romanian insurance industry with its regional counterparts.

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It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions during the review period (2011–2015) and forecast period (2015–2020).

The report also analyzes distribution channels operating in the segment, gives a comprehensive overview of the Romanian economy and demographics, and provides detailed information on the competitive landscape in the country.

The report brings together research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in the regulatory structure.

Summary

'Personal Accident and Health Insurance in Romania, Key Trends and Opportunities to 2020' report provides in-depth market analysis, information and insights into the Romanian personal accident and health insurance segment, including:

- An overview of the Romanian personal accident and health insurance segment

- The Romanian personal accident and health insurance segment's growth prospects by category

- A comprehensive overview of the Romanian economy and demographics

- A comparison of the Romanian personal accident and health insurance segment with its regional counterparts

- The various distribution channels in the Romanian personal accident and health insurance segment

- Details of the competitive landscape in the personal accident and health insurance segment in Romania

- Details of regulatory policy applicable to the Romanian insurance industry

Scope

This report provides a comprehensive analysis of the personal accident and health insurance segment in Romania:

- It provides historical values for the Romanian personal accident and health insurance segment for the report's 2011–2015 review period, and projected figures for the 2015–2020 forecast period.

- It offers a detailed analysis of the key categories in the Romanian personal accident and health insurance segment, and market forecasts to 2020.

- It provides a comparison of the Romanian personal accident and health insurance segment with its regional counterparts

- It provides an overview of the various distribution channels for personal accident and health insurance products in Romania.

- It profiles the top personal accident and health insurance companies in Romania, and outlines the key regulations affecting them.

Reasons to Buy

- Make strategic business decisions using in-depth historic and forecast market data related to the Romanian personal accident and health insurance segment, and each category within it.

- Understand the demand-side dynamics, key market trends and growth opportunities in the Romanian personal accident and health insurance segment.

- Assess the competitive dynamics in the personal accident and health insurance segment.

- Identify growth opportunities and market dynamics in key product categories.

- Gain insights into key regulations governing the Romanian insurance industry, and their impact on companies and the industry's future.

Key Highlights

- The personal accident and health segment is the smallest in Romania's insurance industry, accounting for 3.4% of its direct written premium in 2015.

- On March 15, 2017, the Financial Supervisory Authority (Autoritatea de Supraveghere Financiar? – ASF) introduced a regulation that amended and supplemented Regulation No. 21/2016 concerning reporting requirements for insurance and reinsurance companies. The regulation stipulates financial audit requirements for insurance and reinsurance companies.

- The penetration rate of the personal accident and health insurance segment stood at 0.042% of GDP in 2015.

- Brokers were the leading distribution channel in the personal accident and health segment during the review period, due to the high level of consumer trust, vast service network and experience of the segment.

Table of Content: Key Points
1 Key Facts and Highlights
2 Executive Summary
3 Economy and Demographics
4 Segment Outlook
4.1 Regional Comparison
4.2 Segment Indicators
4.2.1 Gross written premium and penetration
4.2.2 Policies sold
4.2.3 Profitability
4.2.4 Assets and investments
5 Outlook by Category
5.1 Personal Accident Insurance
5.1.1 Premium
5.1.2 Policies
5.2 Health Insurance
5.2.1 Premium
5.2.2 Policies
5.3 Travel Insurance
5.3.1 Premium
5.3.2 Policies
6 Distribution Channel Outlook
6.1 Analysis by Distribution Channel
7 Competitive Landscape

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