Philadelphia, PA -- (SBWIRE) -- 01/28/2019 -- As the top-rated provider of debt counseling in Philadelphia, Quality Credit Repair understands that individuals who suffer from bad credit shouldn't put off efforts to restore it and improve their FICO score. However, addressing these issues is crucial to ensuring one's financial future. Now, the debt consolidation experts are advising individuals that tax season is a perfect time to begin repairing their credit.
For example, tax season is typically the time of year that people evaluate their financial situation, making a note of earnings, expenses, interest, and charitable contributions. Since they're already analyzing their finances, this is an ideal time to gather additional financial information, like their total amount of debt, repayment history, and other records. Having an organizational system for all these documents can help identify habits, track progress, and move towards credit repair.
Since it is tax season, there is a good chance that an individual is receiving a tax refund. Instead of spending this financial windfall on dinners, jewelry, or other inessential luxuries, it is advised to use it to either pay down debt or create an emergency fund. Putting this money towards paying off an outstanding balance can help to improve a credit score; similarly, using it to establish an emergency fund can help to avoid getting sidetracked by unexpected financial setbacks, like medical expenses or car repairs.
Individuals who believe they could benefit from professional credit repair services are urged to contact the experts at Quality Credit Repair. Not only do they provide customized advice for each and every client, but they can also help to track progress and ensure all financial goals are being met.
For more information, or for debt consolidation advice in Philadelphia, please call 888-399-3898 or visit https://www.qualitycreditrepair.com/ today.
About Quality Credit Repair
Quality Credit Repair works to help clients better their credit score and ensure they receive the most accurate credit reports. Their dedicated and highly trained consultants have over 20 years of experience resolving credit related issues. They will review a client's credit report and highlight areas that are harming the scores. The consultant will also layout changes the individual can make to better their credit. The company helps build credit by recommending the opening of secured accounts with certain, trusted lenders. Their services are available to clients anywhere in the country.
For more information, please visit http://www.qualitycreditrepair.com/.