Medford, NY -- (SBWIRE) -- 10/03/2011 -- Pay Bill Buddy, an online one stop shop for instant payday loans claims to offer a simple application process for the payday loans to come through and the amount to get credited directly into your checking account despite the borrower having a tarnished credit record and payment history. This online store claims to put an end to people’s struggle for finding money for their immediate necessities or emergencies by offering payday loans at competitive interest rates and flexible repayment options.

When quizzed about how the online company’s payday loans work, the Owner, Pay Bill Buddy replied immediately, “It is a very simple application process that we have on board and the borrower just has to furnish the details requested through the online form. As we have access to numerous lenders who offer secure and reliable services, we will try to match your requirements with the lenders and arrive with the best option. We work towards creating a win-win situation for both the parties involved. When the perfect lender has been identified, he will touch base with you through the details you have furnished and get the loan amount credited into your checking account. All this process will not take much time at all and you can be assured that we will find a perfect lender that will be able to help you in meeting your requirements provided you fulfill his eligibility criteria.”

For more information on how the payday loans work and getting an insight into the nature of these loans, log on to www.paybillbuddy.com. Details about repayment schedules or options can be obtained on the website. Flexibility of repayment may also be opted for if the borrower cannot repay in one single installment through the next payday check. Or perhaps, the borrower may contemplate renewing the loan too.