London, England -- (SBWIRE) -- 10/07/2011 -- Purchasing travel insurance can seem unappealing compared to buying those new travel speakers you've always wanted, but it pays to have travel insurance in the long run.

None of us can predict when or where an accident is going to happen and insurance is there to cover you for the unexpected.

Deciding to take the risk and travel without insurance may seem an easy way to economise, but it's an expensive risk to take. Our single trip policies start from as little as symbol(pound)6.94 compared to an average claim cost of symbol(pound)419 in Spain this summer.

Having travel insurance helps with medical assistance, replacing lost luggage and the cost of flights and accommodation and should be an integral part of any trip.