Doncaster, South Yorkshire -- (SBWIRE) -- 10/18/2011 -- For quality advice on debt management strategies and solutions, the website http://www.IVADebtManagementPlans.com describes a number of simple approaches and valuable suggestions about how to take control of a gloomy financial situation. The site is written to address any type of personal debt problem, including debts resulting from unsecured personal loans, overdrafts, credit cards or store cards.

Through a simple, online enquiry, site visitors are able to receive personalized, professional advice from a highly qualified debt advisor about a permanent debt solution. These solutions fall within two categories. The first primary solution offered is an Individual Voluntary Arrangement (IVA), a confidential, legally binding debt repayment schedule designed to last an average of five years. This solution is optimal for high unsecured debts and only applies to residents of England and Wales. A similar solution is available to Scottish residents called a Protected Trust Deed, which aims to clear a customer’s debt within three years.

The second approach commonly provided is a Debt Management Plan, an informal arrangement between a client and their creditors that brings all of their debts into a single repayment plan. Like IVAs, this plan is customized to your individual debt and repayment needs, but it is also renegotiable if your circumstances change significantly.

By taking advantage of the services provided by a debt management company, you can avoid direct negotiation with your creditors and freeze any interest charges. This is the easiest way to repay your debts and take control of your financial situation. If you’re tired of having high debts hanging over your head and are looking for sympathetic, professional advice without any obligation, visit http://www.IVADebtManagementPlans.com now to learn more about our services and begin the online enquiry process.