Oakland, NJ -- (SBWIRE) -- 07/28/2010 -- There are more than 7,000 active federal credit unions in the United States to date, with almost 90 million citizens accounting for their membership. Although these numbers vary over time, one thing remains the same: their promise of service to their members. Service, in this case, goes beyond treating their depositors as mere customers. While they essentially provide the same financial services as banks, the service credo of credit unions is rooted in mutual benefit. As a not-for-profit organization, members are considered as owners and have the responsibility of taking care of the other members.

But how can one discern which credit union best serves their needs?

The credit union’s website is, ideally, the most convenient way to learn more about the organization and the services they offer. Yet most of the time, they fall short when it comes to providing relevant information to individuals who are unfamiliar with their group. Take for instance, the website of Navy Federal Credit Union which is currently the largest credit union in the world.

Navy Federal’s list of products and services such as lending, savings and checking, credit and debit cards, and investments and insurance, are displayed upfront. These are further broken down into subcategories like mortgages, insurance, and savings among other things, which provide the visitor with Navy Federal’s rates and further information about the service. Attempting to find the nearest Navy Federal branch would require you to figure out how their locator works first and this could take some time. The about page contains a very brief history of Naval Federal’s with a brief message from the group’s president. Queries about their performance would usually require the visitor to download numerous files and then decipher the figures afterwards.

In short, you would have to wade through numerous links, pages and files just to find out if they are as good as their reputation says them to be. Navy Federal, despite their longevity in the business, is not the only one guilty of bombarding their users with information. Most credit union websites are also like that because they are usually used by the credit union’s members for online access to their accounts.

Enter USA Credit Unions’ database to assist the beleaguered visitor.

USA Credit Unions provides inquiring minds with information and a detailed performance report on every active federal credit union in the country just by typing the necessary information on the database’s search engine. You don’t need to bring out the calculator if you want to compare the rates of one credit union against another one. USA Credit Unions compares and contrasts the rates of a particular credit union versus the state/country average and presents it in the less intimidating percentage form. A more detailed history about the credit union is also given, including the names of the people who currently serve on the board of directors and a list of their group’s services. They also provide a checklist of popular credit union services and inform you if you such service is available in the credit union or not. Branch locations and contact information are also in the page. The best part is that all this information is conveniently placed in a single web page.

Finding information about federal credit unions has never been easier with USA Credit Unions’ search engine. Check out http://www.usacreditunions.com for more information on your local credit unions or if you want to learn more about Navy Federal Credit Union.