Chicago, IL -- (SBWIRE) -- 12/09/2014 -- ContractorsLiability.com, a leading source for liability and other forms of insurance for contractors, announced the availability of new low-cost workers' compensation insurance options for those with no employees. In many cases, the new insurance offerings will help the owners of one-person contracting businesses economically protect themselves against the financial burdens entailed by workplace injuries, sparing them from having to rely on high-deductible health insurance policies or the like. ContractorsLiability.com offers same-day service for most clients, taking the complexity out of contractor's insurance shopping by picking the best quotes from a wide range of providers.

"Although contractors who have no other employees are not always required to maintain workers' compensation insurance," Contractorsliability.com representative Tom Ponsot said, "the fact is that, with the kind of extremely affordable policies that we now have available, it can make great sense to carry such coverage anyways. Many of our clients are finding that this kind of insurance can supply them with great security at very attractive prices."

In every state except Texas and New Jersey, businesses with more than a particular number of employees must either carry private workers' compensation insurance or participate in public risk pools that are set up for the same purpose. As many types of work that fall under the general heading of construction contracting are fairly dangerous, premiums for this kind of insurance can be substantial, sometimes totaling as much as $50 for every $100 spent on payroll.

Since contractors who do not directly employ others are normally not required to carry insurance of this kind, many do not even bother to look into it. As ContractorsLiability.com has just announced, however, the reality is that some impressively affordable options are available for contractors in this situation, with costs often being well below what would be expected for larger companies on a per-person basis.

By searching a wide network of the nation's most highly regarded insurance providers, ContractorsLiability.com helps clients to discover opportunities like this one and more. Because of the many different factors that are taken into consideration when issuing insurance policies to contractors, researching coverage options can be difficult for these businesspeople. Those who contact Contractorsliability.com, on the other hand, find that practically no work at all is required on their part beyond choosing from a variety of attractive quotes that are typically delivered the very same day.

Those interested in the new workers' compensation options for contractors without employees can learn more at Contractorsliability.com, where further details about the company's other valuable services, including quotes for general liability coverage and construction bonding, can also be found.

About ContractorsLiability.com
Putting customers first, ContractorsLiability.com delivers low-priced, high-quality insurance and construction bonding options for contractors, taking the hassle and difficulty out of the process.