Albany, NY -- (SBWIRE) -- 12/19/2014 -- The reliance of banks on fees and commissions increased following the latest financial crisis in both developed and emerging economies. Due to a weak demand for borrowing and low interest rates, banks have increased their focus on non-interest revenue. The proportion of fees and commission income in the total banking revenue however, varies according to country. The rising or decreasing proportion of fee income reflects the difference in consumers' preferences in different countries, the inherited pricing structure imposed by the banks and the country's economic cycle.

Browse report with table of contents at:
http://www.researchmoz.us/insight-report-will-people-pay-for-fee-based-banking-report.html

Scope

-This report covers trends in bank revenue in key markets since the subprime crisis.

-It covers country- and bank-level information on banks' interest and non-interest income.

-It captures trends, challenges and drivers behind the dynamics of fee-based income for banks.

-It covers key components of fee-based revenue, including transaction banking, overdrafts, cards and payments and fee income generated from current/checking accounts.

Traditionally banks have generated their fees and commissions from overdrafts, unarranged overdraft fees, annual fees on accounts and cards, automatic teller machine (ATM) fees, interchange fees, loan processing, cross-border transactions, trade and capital market services and wealth and trust management services.

However, changing regulatory dynamics and the competitive landscape have forced banks to realign their product portfolio and pricing strategies to generate more fee-based income over the next five years. Banks have begun to increasingly focus on launching new products and services that provide alternative sources of fee income. This includes mobile payment solutions that allow convenient person-to-person (P2P) payments, international remittances and expedited payment services.

Related Reports:

Global Remittance Market Report: 2014 Edition
http://www.researchmoz.us/global-remittance-market-report-2014-edition-report.html

Payment Preferences - China - November 2014
http://www.researchmoz.us/payment-preferences-china-november-2014-report.html

OTC Market in Central Europe 2014 Comparative analysis and development forecasts for 2014-2019
http://www.researchmoz.us/otc-market-in-central-europe-2014-comparative-analysis-and-development-forecasts-for-2014-2019-report.html

About ResearchMoz
ResearchMoz ( http://www.researchmoz.us/ ) is the one stop online destination to find and buy market research reports. Our market research databases integrate statistics with analysis from global, regional, country and company perspectives. We provide the market context, competitor insight and future trends needed for strategic planning.

For More Information Kindly Contact:
Mrs.Sheela AK
Tel: 518-618-1030
Toll Free: 866-997-4948
Email: sales@researchmoz.us
Blog: http://marketingresearchreport.wordpress.com/