Houses by Heather

Houses by Heather Now Offering Comprehensive Mortgage Calculator


North Charleston, SC -- (SBWIRE) -- 01/06/2015 -- One of the most important things an individual can do when starting their search for a home is determine the size of the mortgage they are qualified to receive. While everyone would love to own the big house down the road, many do not have the credit history and income to be approved for a loan large enough to cover the house. Helping prospective buyers figure out the price range they can afford to look in, Houses by Heather now offers a comprehensive mortgage calculator.

The calculator, which is found in the Buyers section of the website, will provide a rough estimate on the mortgage the user is qualified for based on the purchase, payment, and qualifying information. Under the "Purchase" section, the client will insert the average prices of the North Charleston homes for sale that they are interested in purchasing. They will also need to enter their expected down payment, interest rate, and how long they plan on paying off the loan.

After filling out the "Purchase" area, users will be prompted to enter information into the "Payment" section. Here, they need to provide figures on annual property taxes, insurance, and private mortgage insurance. If there are any monthly association fees related to the property, the client should also include them to get the most accurate report. Under the final section, "Qualifying Information," the prospective buyer must input their household's gross annual income and any monthly debt expenditures.

Once all of the necessary information has been inserted, all that is left for the client to do to see if they qualify for a mortgage is click calculate. Along with stating whether or not the individual qualifies, it will also provide them with a plethora of other pertinent information. Included in the data is the necessary loan amount, an estimate on the monthly payment, and the maximum loan amount they qualify to receive.

The calculator is an invaluable tool for those looking to start the search for their dream home. When looking in the Charleston area for real estate listings, turn to Houses by Heather to receive information and advice from one of the area's most knowledgeable agents.

About Houses by Heather
Heather Condron offers a personalized buy and selling approach with an emphasis placed on every client's unique needs. With over a decade of experience as a realtor, she has an in-depth understanding of the local real estate market around Charleston, SC. Heather is a driven and compassionate realtor who treats the needs of the client as her own. She is highly skilled in buying and selling residential and vacant properties and will work tirelessly to get clients the best deal. Heather oversees the entire process from the initial search to signing the contracts ensuring complete customer satisfaction.

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