Daytona Beach, FL -- (SBWIRE) -- 01/16/2015 -- Online access to month-to-month motorcycle insurance coverage is now available via the Discount Motorcycle Insurance website. It enables riders to find policies allowing them to pay their premiums on a monthly basis. Bike owners first search for insurance in their state by entering their zip code. They can then shop for policies from participating providers in their state.
From the Discount Motorcycle Insurance website, visitors can search for monthly insurance and research providers' rates, customer service ratings, and reputation. The policies are generally intended for those requiring short-term insurance, such as six or twelve months. In some cases, providers will offer lower ultimate rates for paying policies in full.
By shopping for insurance on the website, people can take advantage of other benefits. Providers usually allow one to cancel their policy after one month. There may be provisions such as cancellation fees, proof of insurance from another provider, or that the customer sold their motorcycle. In any case, purchasing monthly insurance costs more than doing so annually or bi-annually.
Motorcycle insurance can, however, be priced by other factors. The policy holder's driving record is often taken into consideration. First-time motorcyclists, more expensive, high performance bikes, and more advanced coverage typically yield higher premiums. The price can also vary depending on the state one lives in or if they insure multiple bikes. Companies can also factor in whether the customer has bought other insurance products from them in deciding the price.
In addition to shopping for discounts online, people can ask their insurance agent about discounts. Low-mileage discounts may be available to those who don't ride often. Premiums are often lower for riders who don't use their motorcycles often. Also, "lay-up" policies are sometimes available in states where people may not ride in the winter and not need collision or liability insurance, for example. Automatic transfer of funds from bank accounts to the insurer's billing department can also save on insurance.
There are many ways to save. While monthly payments may not save money in the long-term, they are convenient. One can also search for low-cost coverage from local insurers by going to http://www.discountmotorcycleinsurance.com/l1/
About Discount Motorcycle Insurance
Discount Motorcycle Insurance provides fast access to top motorcycle insurance companies by state. Its website makes it easy for visitors to obtain free quotes quickly and learn from hundreds of articles on motorcycle insurance. The site is designed to help riders find lower insurance rates.
CONTACT:
Rick Murray
861 Sandhill Crane Court
Viera, Florida 32955
(321-961-3446)