Los Angeles, CA -- (SBWIRE) -- 05/26/2015 -- Credit card debt consolidation and debt relief programs today offer a historic opportunity for consumers to lower their debt, consolidate, and get on track towards financial freedom in their lives. With creditors more than ever willing to negotiate, now is the best time to get started.
While many Americans have paid off their Christmas shopping purchases, others find themselves drowning in credit card debt as summer 2015 approaches. Financial hardships abound across the land as a true economic turnaround remains uncertain. Yet there is hope and professional help available today.
Debt Relief Programs
A plethora of debt relief programs is available today for consumers which can address nearly all types of personal debt, be it from credit cards, department store cards, personal loans, education loans, and even government assistance with regards to mortgage debt is available.
Debt Consolidation – One of the oldest and most widely known of debt relief programs, debt consolidation allows a person to consolidate their multiple debts into a single and more manageable monthly payment. Often this is accomplishes through the taking out of a new loan to pay off other loans.
Debt Settlement – One of the newer and more popular debt relief programs today, debt settlement can be extremely beneficial for those who wish to resolve their debt in a manner that avoids bankruptcy in the process. In the debt settlement process, creditors forgive a portion of outstanding debt. The savings can be significant.
Credit Counseling – Credit counselors assist a person in analyzing their current financial situation and determine the best solution for resolving and lowering personal debt. The process may include determining personal financial goals as well as establishing a workable monthly household budget.
The good news is that the wide array of debt relief programs available today are easy to apply for and qualify for, and the process can be started online.
About National Debt Relief Program
National Debt Relief Program offers a free debt analysis which can be taken advantage of at their website: http://www.nationaldebtreliefprogram.org