Phoenix, AZ -- (SBWIRE) -- 06/17/2015 -- The experienced bankruptcy and debt settlement lawyers of the Ariano & Reppucci are trying their best to help the residents of Arizona obtain financial freedom through conducting free consultation programs to the citizens who needs bankruptcy protection or would like to settle their debts by filing for Chapter 7 or Chapter 13 bankruptcy.

Arizona is no exception to such national trends, as Arizona families are struggling with both escalating debt and the inability to earn a sustaining wage. A lot of people struggle from debt settlement issues in their life. Most of the time, they end up paying more than they are obliged to pay to the credit companies. On the other hand, there are incidences where people end up paying a lot of money, which could have been evaded, or were not obliged to pay in the first place. The reason behind such unfortunate incidences is the lack of information possessed by the person who has been credited. The situation however, can be avoided by contacting the right debt settlement legal advisors. A lot of bankruptcy law firms are just there to make money. They spend hugely on marketing to attract clients and when client approaches them they are unable to communicate with the attorneys, charged heavily and they are passed down to paralegal and assistants who doesn't have much knowledge and are inexperienced. After a lot of thought, once you have finally decided that filing for bankruptcy is the right solution for your financial solution, you will need to decide which type of bankruptcy is the best. If you are an individual or a small business owner then your most obvious choices are Chapter 7 or Chapter 13 bankruptcy. Well! The cancellation of debt depends on the type of debt you have. Bankruptcy is a good option for eliminating credit card, medical debt, deficiencies resulting from a repossession or foreclosure, and other unsecured debt. In a Chapter 7 bankruptcy, this debt is discharged at the end of your bankruptcy. In Chapter 13 bankruptcy, you may have to pay off a portion of your unsecured debt through your repayment plan.

About Ariano & Reppucci, PLLC
The Arizona Bankruptcy Lawyers at Ariano & Reppucci, PLLC offer the highest quality of legal services to residents across the Arizona area 24 hours a day, seven days a week. They are a team of attorneys dedicated to client success.

Website URL: http://www.phoenixbankruptcy.co

Contact Info:
Ariano & Reppucci
1430 E. Missouri Avenue, Suite B-150
Ste B150
Phoenix, AZ 85014
Phone: 623-500-6650
Email: cha@attorneys-arizona.com