Los Angeles, CA -- (SBWIRE) -- 07/03/2015 -- For homeowners struggling to keep their home, going to court may seem daunting. But, most people don't realize that going to court is actually one of the best ways to stop notice of default proceedings and save the home from foreclosure. In California, where the economy hit hard against middle class families, it is still a common occurrence for borrowers to receive a notice of default, or a notice stating that the home is going to be sold in a trustee sale. The truth is that homeowners may be able to pull their home back from the brink and stop foreclosure sale proceedings even when they think it's too late.
The first thing to do to after receiving a notice of foreclosure is look for a good foreclosure lawyer. California has many good lawyers, but it's important to do the research to find a good foreclosure attorney. In order to save a home, borrowers need a lawyer with years of experience dealing specifically with foreclosure, who has a proven track record of helping people stay in their homes and get back on the road to financial health and freedom. It is important to look for a foreclosure attorney who explains the legal process, and who instills trust to help get through the stress of a lawsuit while diligently fighting to keep the home.
There are several ways to avoid foreclosure. First, it's best to discuss modifying the loan with the bank. Even if they have already sent a foreclosure notices, they may still be willing to negotiate regarding payment terms. If the bank is not willing to modify the loan, a borrower should consider filing a lawsuit against the bank. If a borrower can show that they have made every effort to work with the bank, the court may rule in their favor and stop the foreclosure process. A home owner can also file bankruptcy to stop foreclosure. Both Chapter 13 bankruptcy and Chapter 7 bankruptcy offer homeowners special protections, and even though it may seem like a drastic measure, it can help keep the home out of foreclosure.
For those who have come to terms with losing their home and just want to avoid having to owe the bank past due payments, they may want to consider a short sale or a deed in lieu of foreclosure. Lenders may forgive past due payments and the resulting loss from a sale for those who enter into a good agreement. Whether one is fighting to keep the home or considering a short sale or deed in lieu, it is still a good idea to get free legal advice from an experienced foreclosure attorney.
Foreclosure is a stressful process but a good lawyer can keep the home safe from the reach of the lender. The foreclosure lawyers at Consumer Action Law Group are dedicated to stopping foreclosure and advice homeowners how to stop foreclosure in California. Their foreclosure attorneys will take the time to explain all available options over the phone, offering free legal advice to anyone facing foreclosure. Call Consumer Action Law Group before letting go of the home. The first call is always free, and it could save the home from foreclosure.
Homeowners can Call (818) 254-8413 for immediate foreclosure help or visit their website: http://ConsumerActionLawGroup.com
About Consumer Action Law Group
Consumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam. Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. They have direct experience in consumer fraud matters and helping consumers who are facing financial crisis, foreclosure, issues with employers, and problems with auto dealers.
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Contact Person: Lauren Rode, Esq.
Telephone: (818) 254-8413