New York, NY -- (SBWIRE) -- 12/08/2010 -- Biz2Credit, the #1 online credit resource for small businesses, today introduced its new Biz Analyzer™ (http://www.biz2credit.com/biz-analyzer.html) that evaluates the financial strength of a small business owner based on the information entered by the borrower. Biz2Credit utilizes its partnership with Dun and Bradstreet® (D&B®) to factor in credit scores that ultimately impact credit decisions by lenders.

Small business owners submit financial information such as:
- Description of business assets (Real Estate, Equipment, Inventory, Accounts Receivable)
- Business Name
- Industry
- Personal Credit Score (500 -- 850)
- Age of Business (Year 1, 2, 3, etc.)
- Loan Amount Acceptable (Min $, Max $)
- Business Legal Structure (Sole Proprietorship, Corporation, LLC, Partnership, Non Profit)
- Residence Status (Own, Rent or Neither)
- Home Value
- Monthly Mortgage/Rent Payment
- Average Monthly Expenses (Other)
- Average Monthly Income

Through its relationship with D&B, Biz Analyzer™ can provide credit scores that are necessary to examine a small business’s financial standing and then provide the best loan options possible. Additionally, Biz2Credit members who sign up for Biz Analyzer™ are able to request a D&B report for $119 (normally priced at $449) and get D&B credit monitoring for free. Biz2Credit also offers a free sample report on its Biz Analyzer™ page.

BizAnalyzer™ benchmarks the risk profile of a small business owner against the lending criteria of 150+ financial institutions and the risk profiles of industry peers. The online tool then recommends products and services tailored to help increase small business owners’ credit scores and improve the odds of securing funding. Based on a weighted formula of recent underwriting trends, the BizAnalyzer™ Tool generates an overall score (on a scale of 1-100%) the level of risk that a business presents to a potential lender. The assessment is then broken out by the following sections, based on information provided by small business owners searching for capital: Personal Credit Score, Debt-to-Income Ratio, Time in Business, Industry Risk, and Corporate Risk.

“BizAnalyzer™ creates a snapshot of a small company’s risk level and how the owner can decrease that risk to a potential lender,” said Rohit Arora, CEO and co-founder of Biz2Credit. “The tool can recommend specific service providers that will help small business owners take the steps to necessary decrease their risk and thereby increase their chances of getting a loan.”

About Biz2Credit
Founded in 2007, Biz2Credit (www.biz2credit.com) connects small business owners with lenders and service providers, thus empowering them to effectively compete with big businesses and grow their enterprises. Biz2Credit matches small businesses with credit solutions based on online profiles that can be completed in less than five minutes in a safe, efficient, price-transparent environment. Its network consists of more than 30,000 users and 150+ lenders, as well as credit rating agencies such as Dun & Bradstreet, and major small business service providers including Dell.

Biz2Credit was ranked among 100 top emerging companies in the U.S. by KPMG in 2008 and the top financing resource by Entrepreneur magazine in 2009. Having secured nearly $400 million in funding for small businesses throughout the U.S. and currently processing 3,000+ loan applications monthly, Biz2Credit is widely recognized as the #1 credit resource for small businesses.