ResearchMoz.us include new market research report " China Internet Financing Industry Report,2014: Industry Size, Shares, Growth, Analysis, Trends And Forecast" to its huge collection of research reports.
Albany, NY -- (SBWIRE) -- 05/14/2014 -- Internet financing refers to the service pattern in which relevant companies carry out cooperation with financial institutions to provide customers with wealth preservation and appreciation through internet technology and platform. With the development of internet technology and significantly-growing number of netizens, internet financial products and platforms are constantly emerging in China since the second half of 2013.
View Full Report with TOC at: http://www.researchmoz.us/china-internet-financing-industry-report2014-report.html
Leading Chinese e-commerce companies (Alibaba, Suning, Jingdong) and internet companies (Tencent, Baidu, etc.) have launched internet financial products, e.g. Alibaba’s Yu’ebao, Baidu’s Baizhuan, Tencent’s Li Cai Tong have all become the mainstream internet financial products in China.
In China, most of the existing internet financial products are, in essence, monetary funds, like Yu’ebao docked with TianHong Income Box Money Market Fund, and Baizhuan docked with ChinaAMC Cash Income MMF E. Many internet financial products have realized T+0 monetary fund redemption, characterized by low investment threshold (starting at RMB1 in many cases), convenient and efficient purchase and redemption, and high rate of return (generally higher than the bank’s 1-year fixed term deposit), thus attracting a large number of users.
Introduced on June 13, 2013, Alibaba’s Yu’ebao is currently the biggest internet financial product. As of March 31, 2014, its subscription amount totaled RMB541.3 billion, accounting for 37.13% of monetary fund subscription. Since its inception to March 31, 2014, Yu’ebao has realized cumulative earnings of RMB7.5 billion for its customers, as high as RMb5.7 billion in the first quarter of 2014. Since its inception to the end of 2013, Yu’ebao’s average annualized rate of return had stayed at 4.9%, which climbed to 5.2% since its inception to the end of the first quarter of 2014.
With regard to financial platform, major internet companies and third-party fund sales institutions are stepping up the field layout: Taobao, Hexun, Baidu, Tencent, Netease, Sina and Jingdong have successively launched their financial platforms, mainly divided into the following categories:
E-commerce platform: Taobao and Jingdong mainly provide e-commerce platform for financial institutions, which set up shops at Taobao or Jingdong to sell financial products.
Browse More Reports related to Banking: http://www.researchmoz.us/banking-market-reports-159.html
Sales & service platform: Tencent’s Li Cai Hui (money.tenpay.com), fund.eastmoney.com, e.g. Tencent by using third-party payment license and fund sales payment license obtained by its subsidiary – Tenpay establishes the financial platform “Li Cai Hui” to provide users with one-stop online services involving net inquiry, fund screening, fund diagnosis, stock information, market trend, making appointment for account-opening, etc..
The US International, Domestic Money Remittance and Bill Payments Market Outlook to 2018 - Tie-ups and Mobile Remittances to Foster Future Growth
The report titled “The US International, Domestic Money Remittance and Bill Payments Market Outlook to 2018 – Tie-ups and Mobile Remittances to Foster Future Growth” provides a comprehensive analysis of the various aspects such as inward and outward remittance statistics and flow corridors of the US domestic and international remittance market along with the market size of the US bill payment market. The report also covers the segmentations of the domestic and international remittance, and the bill payment market, as well as the market shares of major bank and non-bank players in the US domestic remittance space. The report also provides a comprehensive overview of strengths, weaknesses and service positioning of major players and the future of the international and domestic remittance market in the US. Browse Full Report with TOC at: http://www.researchmoz.us/the-us-international-domestic-money-remittance-and-bill-payments-market-outlook-to-2018-tie-ups-and-mobile-remittances-to-foster-future-growth-report.html
Mortgage Lending in the UK - Key Trends and Opportunities to 2018
Mortgage lending activity continued to grow during the recessionary review period, with gross lending rising at a compound annual growth rate (CAGR) of 5.24% during the review period (2009–2013), to a five-year high of GBP176.4 billion in 2013. The balance outstanding on a book of 13.96 million UK mortgage accounts stood at GBP1.28 trillion at the end of 2013. Despite the contraction in economic growth, slow earnings growth, and a rise in unemployment and redundancies during the review period, demand for mortgages was supported by first-time buyers and buy-to-let investors. First-time buyers benefited from ongoing policy stimuli in the form of Help to Buy equity loans and a portion of high loan-to-value mortgages underwritten by the government. Buy-to-let lending was fuelled by easy access to interest-only loans and high yields in the rental market. Browse Full Report with TOC at: http://www.researchmoz.us/mortgage-lending-in-the-uk-key-trends-and-opportunities-to-2018-report.html
ResearchMoz ( http://www.researchmoz.us/ ) is the one stop online destination to find and buy market research reports. Our market research databases integrate statistics with analysis from global, regional, country and company perspectives. We provide the market context, competitor insight and future trends needed for strategic planning.
For More Information Kindly Contact:
Toll Free: 866-997-4948