Retailer Consumer Finance and Banking in Europe


Naperville, IL -- (SBWIRE) -- 03/13/2014 -- Reportstack, provider of premium market research reports announces the addition of Retailer Consumer Finance and Banking in Europe market report to its offering
Retailer Consumer Finance and Banking in Europe is a report, based on a survey of over 3,300 prominent retail brands in 33 countries, about the provision of consumer finance at the point of sale by major retailers across Europe. Retailer initiatives in savings deposits, personal loans, mortgages and international remittances are also considered.

Countries covered are Austria, Belgium, Bosnia-Herzegovina, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Georgia, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Netherlands, Norway, Poland, Portugal, Romania, Russia, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, UK, and Ukraine.

In total, the research identifies over 760 consumer finance schemes and well over 100 product initiatives in retailer banking, thereby providing a definitive analysis of retailer consumer finance and banking in Europe that goes far beyond the scope of previous published research.

Moreover, the PartnerBASEā„¢ dataset that accompanies the report details each of the many retailer consumer finance and banking programs traced by Finaccord, specifying the operating models used by retailers and the identities and ultimate holding companies of the ultimate product providers in each case.

Key findings from the executive summary include:

- Sweden hosts the retailers most likely to offer consumer finance with a provision rate of 46.4%, followed by Poland at 46.1% and Germany at 43.6%;

- finance providers owned wholly or in part by BNP Paribas hold the most partnerships in this field across Europe, with 161 different retail brands using one of its subsidiaries or joint ventures, including the 66 retailers sourcing consumer finance from subsidiaries of LaSer Group, its joint venture with Galeries Lafayette;

- 153 different entities are reported as non-internal partners of retail brands for consumer finance schemes identified - many of these are entities in which the retail brands have no ownership stake although a total of 25 different captive and joint venture providers are visible in consumer finance, with 25 also active in retailer banking, and with some overlap between these two groups;

- at 7.8% of supermarket and hypermarket brands researched, this is the retailer category that is most likely to be involved in mainstream banking, followed by department stores and variety retailers, at 7.5%.

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