Los Angeles, CA -- (SBWIRE) -- 09/24/2012 -- With the 2012 school year back in session and the holiday spending season rapidly approaching, many Americans are utilizing short term loans services to obtain the cash they need. These short term loan products are more commonly referred to as payday loans, direct deposit loans, or advance direct deposit loans.
ShortTermLoansUS.com matches US citizens who wish to obtain a short term loan to a network of payday loan lenders. Borrowers can obtain cash values ranging between $100 and $1,000. Among the leading sites that provide short term loans online, ShortTermLoansUS.com requires its applicants to fill out an online application form and submit proof of employment that the applicant earns at least $1,000 per month. Money is direct deposited the next business day.
Jamie, a spokesperson for ShortTermLoansUS.com, comments, “Short term loans are in high demand. Consumers have the option of obtaining the cash they need from a variety of sources: online in the convenience and privacy of their own homes, neighborhood payday loan centers, or their banks may offer these types of loans as well.
“To meet this need, we’ve created our website and short term loan application process to provide a positive user experience. The loan application process is easy and the lenders will provide an answer to the application requests within minutes.
“ShortTermLoansUS.com is a consumer advocate and urges applicants to review and carefully consider all documentation prior to accepting these types of loans.
“ShortTermLoansUS.com features an easy, secure application process and requests applicants with only details that are required to facilitate the transaction. ShortTermLoansUS.com uses strong 256-bit Secure Socket Layer (SSL) encryption technology to communicate sensitive information.
“The use of the website is free. However, fees are charged by the payday loan lender for the amount loaned. The fees charged should conform to existing state and federal laws that govern payday loans.”