Philadelphia, PA -- (SBWIRE) -- 01/28/2014 -- The Bachmann-Zeitlin Insurance Agency, one of the leading companies providing life insurance in Philadelphia and automobile insurance in Bucks County, is pleased to announce the addition of flood insurance to their extensive list of insurance products. Flood insurance can be purchased by anyone, even if they are not in a high-risk flood plain.
The National Flood Insurance Program states that everyone lives in a potentially risky area; however, some flood plains are considered more risky than others. Even though the NFIP considers every area a flood plain, they carry a risk of low, moderate, and high. Even low risk flood plains can flood and most of the homes in these areas are not covered. Even an inch of water can cause up to $20,000 in damage so Bachmann-Zeitlin Insurance Agency recommends every homeowner consider some type of flood insurance.
The entire east coast is at risk for flooding during hurricane season. As the hurricane dumps water up the east coast, those waters often have nowhere to go. Even homes that have never flooded can easily flood from a nearby stream or overflowing streets with insufficient drainage. It doesn’t take much water to cause a lot of damage and flood insurance can give homeowners the peace of mind they need. Homeowners need to keep in mind that there is a 30-day waiting period before the flood insurance will take effect. This protects the insurance company from homeowners quickly purchasing flood insurance as soon as they get notification of a large storm approaching. Flooding can also happen in the spring with the melting snow draining into the rivers, creeks, and even the roads. If the means for draining is clogged with branches and debris, then the water is often redirected to other places and this can be unfortunate for a home that lies in the path.
Contact Bachmann-Zeitlin Insurance Agency today for a free quote on flood insurance. Purchasing flood insurance in a low risk area will save the homeowners thousands of dollars in restoration if the home by chance becomes flooded.
About Bachmann-Zeitlin Insurance Agency
The agency is set up as a one-stop shop for all the insurance needs and is a fully licensed insurance agency that can handle all lines of property and life insurance as well as health. They have built their reputation on good and honest customer service, where clients have come to expect the kind of professional and reliable service that separates them from the rest.
To learn more on life insurance visit http://www.bachmannzeitlinagency.com.