Bensalem, PA -- (SBWIRE) -- 03/04/2019 -- As family-oriented insurance agency serving Pennsylvania, The Novick Agency is committed to helping homeowners and their families stay safe in their homes throughout the snow, ice, and severe conditions that accompany wintertime. Now, the organization is offering tips on avoiding the most common homeowners insurance mistakes this season.
While homeowner's insurance is a necessity, it's essential for clients to thoroughly review their policies, especially during the winter, when the elements can pose risks to their home and property. For instance, many homeowners do not realize that flood insurance is not part of a typical homeowner's insurance policy. However, this coverage is critical if they live near a body of water, or in an area prone to severe flooding.
Another common misconception regarding homeowner's insurance policies is clients believing that they only need enough insurance equal to their home's current value. This is a mistake, because it doesn't account for the expenses included in rebuilding a home after it has been destroyed.
For instance, additional costs, like labor and supplies, can be particularly expensive following a major storm. If homeowner's insurance doesn't cover the cost of rebuilding a home, it may be time to add protection.
Another common mistake that homeowners should avoid is assuming that they have coverage for sewer backups. Although it's not typically included in a homeowner's policy, getting covered for sump pump failures is an easy and affordable way to safeguard one's home.
The Novick Agency recommends that all homeowners thoroughly review their insurance policies this winter to ensure they understand what they are and aren't covered for regarding wintertime hazards.
For more information on homeowner's policies and coverage, or for any other services, like auto insurance, please call 267-447-8582 or visit https://www.novickagency.com/.
About the Novick Agency
The Novick Agency is a family-owned and operated insurance coverage provider offering comprehensive policies for auto, home, business, life, and renters. The agency serves the entire state of Pennsylvania with affordable insurance options for today's wildly unpredictable world.
To learn more about the Novick Agency, give them a call at 267-447-8582, or visit them on the web at https://www.novickagency.com/.