Grand Rapids, MI -- (SBWIRE) -- 03/28/2013 -- Jay Averson with Averson Insurance Agency understands as much as anyone how difficult it can be raising a family in a difficult economy like many people are experiencing. The cost of living has gone up higher then ever and Michigan auto insurance rates aren't the exception. Here are some things to consider so that you can not only save on your auto insurance, but also do it without sacrificing valuable coverage.
The first way to save money is to shop around with a few of Michigan's A rated carriers. Don't just choose any website to do this though say's Jay. Choose a site that has a good reputation and knows what they are doing like - http://mymichiganinsurance.com . This site can help you get quotes from 5 of Michigan's top rated carriers and it only takes about 5 minutes of your time to properly fill out there safe online quote form.
The next thing to consider is your health insurance. If you carry health insurance through your work, or on your own this can save you hundreds. What you want to do is call the customer service number on your health insurance card before getting quotes and ask them if they coordinate with your Michigan auto insurance policy. They will know what your asking and should tell you that they do, or that you need to opt for full primary coverage onl your car insurance policy.
The other thing that we are seeing at Averson Insurance is people not keeping there policies together. This can be a big mistake because you are missing out on a huge multi policy discount. Most home insurance policies give about 35% discount for having your auto insurance with them. Most auto insurance policies have between 10-15% discounts available for carrying the home insurance. The two discounts combined add up to a big savings.
The last thing to do is to consider your coverage options. Most of the carriers offered through Averson Insurance Agency charge about $40-50/year for car rental reimburesement coverage. This can be wasted money if you have 3 or 4 vehicles and wouldn't need to rent a car anyway. There are many other coverage options that can be discussed and it is reccomended that you discuss these with an exaperienced agency like the one represented at; www.mymichiganinsurance.com
Follow these 3 simple steps when shopping online for Michigan auto insurance says Jay at Averson Insurance and you will be fine. The more information your read up on, the better off you will be. You can visit mymichiganinsurance's learning center to get more tips to save before shopping online!
MyMichiganInsurance is available to help Michigan residents find the best rates on home and auto insurance. They can help you locate great Michigan auto insurance rates and insure you through there partnering agency-Averson Insurance Agency. The site is: http://mymichiganinsurance.com
2180 44th St Se
Grand Rapids, MI 49508