Draper, UT -- (SBWIRE) -- 10/02/2013 -- Purchasing a home is exciting but there's a lot to consider. Take time to define search parameters like price range, location preference, type of ownership (co-op, condo, etc.), size of property and building amenities, if applicable. Prioritize your needs (i.e., space, light, views, schools, etc.) but try to be flexible. In evaluating your budget, know what one can spend on a down payment as well as monthly expenditures like maintenance or common charges, real estate taxes, monthly mortgage, utilities, parking, etc. Find the right real estate agent to help navigate you through the process, speak with a mortgage lender to obtain written pre-approval for a loan, and choose an attorney experienced in NYC real estate. (quickfacts.census.gov/qfd/states/49000.html)

Buying a home is not only an important financial decision but a major life decision as well. Nothing says more about who one is or how one lives so one needs to make sure that their real estate agent is someone who understands them and their needs. Begin by asking friends who've used agents for referrals. Choose a professional who specializes in homes in their price range and desired neighborhood(s); someone who's available to work on their schedule, who listens to their needs, asks a lot of questions about how one lives and takes time to explain things they may not understand. Finding a new home should be an exciting and enjoyable process but it is also time consuming, one should look for someone whose company they enjoy - they will likely be spending a lot of time together.

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