Hurricane Dorian changed its path, sparing Florida from devastating damage. However, hurricane season remains in effect until November. Homeowners should know the proper steps to take in the event a storm does cause significant damage to their property.
Miami, FL -- (SBWIRE) -- 09/16/2019 -- One way to start is to figure out whether the damage was a result of flooding, wind, or rain. This step is vital since flood insurance in Florida is not covered under most homeowner's insurance policies and requires having a separate policy.
After determining what caused the damage, temporary repairs should be made to prevent further damage to the property. All receipts should be kept so that it easier for the insurance company to provide reimbursement. Homeowners that choose to work with a contractor should be wary of providing all of the money up front or an estimate seems like it's a little too low. Extensive repairs should be made once an insurance adjuster has thoroughly examined and recorded the damage.
In regards to receipts, it is wise to keep them if relocation is necessary. The majority of insurance policies have coverage to cover living expenses in the event the home is extensively damaged as a result of a storm..
This information is provided for educational or informational purposes only and should not be construed as legal advice. The information is not provided in the course of an attorney-client relationship and is not intended to substitute for legal advice.
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Consisting of attorney Rafael Alonso, the law firm dedicates itself to representing businesses and individuals across South Florida in insurance disputes. The firm is passionate about serving its clients as a primary resource and partner in all aspects of their business growth and financial development. For more information call 305.676.7545 to speak with a Miami insurance attorney or to request a free consultation.