Certified Credit Consultant Reveals 4 Tips on How to Improve a Credit Score
Not understanding the five elements that make up your FICO score could have a tremendous negative effect on getting approved for credit. For example, if you are 30 days late within the first two years of having an account, this could bring your credit score down by 30 points. In return, you could get denied for a home loan based on that single 30-days-late indication.
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