SBWire

Experts are concerned that the average American is unprepared for retirement.  New statistics at http://blogs.marketwatch.com/capitolreport/2014/08/07/many-americans-are-not-prepared-for-retirement-fed-survey/ show that about one-third of non-retired workers have no retirement savings at all, including 20% of those age 55 to 64.  At least one-quarter of all Americans have done no retirement planning and the 25% who have say they do not have enough to pay for their retirement expenses.  In short, a large percentage of Americans will be relying on Social Security or other forms of payment to finance their retirement, and these payments may be in danger of disappearing, leaving these potential retirees with nothing.

Most people have no idea where to start planning for retirement.  Even with the dire warnings about the demise of Social Security, many people have saved virtually nothing for retirement.  A recent article at http://www.investopedia.com/articles/personal-finance/111214/inflation-and-your-retirement.asp discusses how individuals can take charge of their retirement by becoming better educated about saving, investing and building wealth, which is difficult for many people.  For one thing, many people do not understand the difference between growth market and cash flow market investing.  In growth market investing, those seeking an investment choose vehicles that seem destined to grow quickly, even if they are expensive.  With cash flow investing, the investor uses the cash he or she earns to invest in opportunities as they arise.

Most Americans today have a consumer mindset rather than an investor mindset.  In an article at http://psychcentral.com/news/2014/10/15/emotional-mindset-can-impact-consumer-decisions/76172.html , experts state that a consumer mindset can be affected by guilt, shame and fear.  Many people are frightened by the instability of the economy and refuse to invest, hoping that with hard work they will eventually accumulate wealth.  However, with an investor mindset, people can take control of their finances and make their money work for them.  Teresa R. Martin, a personal finance and money management expert, offers insight for average Americans who want to change their investment dynamic through her powerful two-day workshop, the Rental Real Estate & Wealth Generation Summit, to be held on December 13-14 in New York City.

Rob Buccheri, aka Bobby Mars, is currently a resident of West Hempstead, N.Y., a town of about 19,000 on eastern Long Island. If everything goes according to plan, in 10 years he’ll be living in a small settlement on Mars.

Alura Business Solutions is a business situated in Plymouth Meeting, Pennsylvania. They are a leading provider of Virtual IT, Network Management, Cloud Computing and Managed IT services to nearby East Norriton and many surrounding regions. This November, they are proud to announce their new Network Administrator, Jack Isenberg.

Carolina Heartwood Cabinetry has became one of the finest developers of semi-custom cabinets throughout the United States. Providing several cabinet options, Carolina Heartwood Cabinetry has became known not only to provide quality cabinets, but also at an exceptional price point.

Elon Musk makes electric cars, rockets, batteries. and solar panels said Brady Bunte.  Now, he is adding satellites and looking at ways to make them  smaller, less-expensive models that can deliver Internet access worldwide, added  Brady Bunte.  Greg Wyler, a satellite-industry veteran and former Google Inc. executive, is Musk's pick as a partner.  Mr. Wyler founded WorldVu Satellites Ltd., which controls a large block of radio spectrum and plans to have 360 satellites in orbit to offer global internet broadband service to each consumer as early as 2019.

The cosmetics industry is a saturated one. Demand is incredibly high, and more is spent every year on prestige anti-aging products. As such, the burden on cosmetics companies to develop the best anti-aging cream is huge. Nicci Marie Skincare has been hard at work since their inception last year on developing the most advanced skin care product on the market, and their flagship product, Hyaluronic Acid Serum, has now received 300 Amazon reviews giving the product a net rating of 4.5 stars.

Hispanic means someone who is of Latin descent. Hence, a female Hispanic motivational speaker is a person who delivers a motivational speech to the community, but in Spanish language. The best kind of female Hispanic motivational speaker would be one who has lived the situation and hence exudes confidence that comes from experience. It is not only important to speak well in front of an audience but speak in a way that grabs and holds the attention of the audience.

eUKhost Ltd., a leading provider of web hosting in the UK is celebrating its 13th birthday. eUKhost was originally established under the Hosting Brand in 2001 with the mission “to provide advanced web hosting technologies backed by true customer care.” Having started with just 4 shared web hosting plans in 2001, eUKhost’s service portfolio has grown and adapted over the past 13 years to include products under 5 different categories and catering for businesses of all sizes.