SBWire

America's most trusted training destination for professional hands-on airbrush tanning, Hollywood Airbrush Tanning Academy is pleased to share the success story of their recent student Christie Forcella. Following the footsteps of hundreds of other students from the academy, Christie has just started her own independent spray tanning business Perfect 10 Spray Tans. Over the last few years, the Southern California based airbrush tanning training school has been offering top class training support for the aspiring spray tanning technicians. Their latest student Christie Forcella's just launched business is presently serving clients in Clovis, Sanger, Fowler, Madera, Kingsburg, and the founder's hometown of Fresno, California.

Last week was a period of restlessness in the SEO industry around the world when the search engine giant, Google announced the rolling out of Panda update 4.0. The roll out was announced by Matt Cutts, the head of search spam team at Google on his twitter account. Google rolls out such updates in order to check online spamming and make internet a better place for users. This update was meant to take down all the poor quality content that enjoy top positions on search results. While everybody was busy monitoring the ups and downs of their websites, Web Design and SEO Fresno took the initiative and discussed this update at its premises in order to update its strategies.

This week, Clovis Plumbing Services announced its recent accreditation by Better Business Bureau (BBB) which means that it has met the accreditation standards required by the organization for membership. As a BBB Accredited Business, the family owned and operated plumbing company is dedicated to promoting trust in the marketplace.

The mission is to help medium and small businesses manage risk by finding business insurance quotes at a reasonable price. Discover information on our insurance blog that will help protect the success of business. Get the protection we deserve today before it is too late. Choose a business insurance type above to find our free insurance quote from preferred commercial insurance companies.

What is a Merchant Cash Advance? A Merchant Cash Advance is a type of funding that is not a loan. It is a purchase of a fixed dollar amount of a business's future credit and debit card receivables. The Merchant Cash Advance provider purchases a specified dollar amount of your business' future debit and credit card sales at a discount. Your business, instead of paying one large fixed monthly payment until a set maturity date like a loan, remits a fixed percentage of its daily debit and credit card revenue automatically until the specified amount of purchased receivables is remitted in full to the MCA provider.

As an alternative to other business financing options, business owners oftentimes turn to merchant cash advances when they need to infuse some quick cash into their companies. Basically, a merchant cash advance is not a loan.

Lest our local geeks-for-hire take we for a ride (or fleece someone we love), we've rounded up a representative sampling of typical repair-shop services to help we sort the rip-offs from the reasonable deals.

Kion Kashefi, a highly respected financial advisor specializing in international business, is announcing the release of a new website covering a broad range of issues concerning proper business training strategies. The website, which is now live, already includes several lengthy posts detailing subjects germane to business training, and Kashefi has used his many contacts to ensure articles posted to the website provide the kind of valuable insight and information that can only come from experts and specialists in specific industries.

Biz4loans a Fresno based Small Business Financing company gives insights into Pros and Cons of Merchant Cash Advance and Small Business Loans.

Biz4loans is a Fresno California based Business Finance Company. Sometimes a cash advance is genuinely necessary, but it's important to know when to pull the trigger, and when not to. Whether the cash advance comes from a credit card or a Merchant Cash Advance, this facility is best used as a stopgap when there's an expected increase in revenue. For example, if you're a contractor and, in order to win a bid on a $500K job, you need to have upfront money for materials and labor. Or you're opening a retail location and need to buy inventory.

Each of the professions above has their own industry body that publishes a standards checklist. Yet when it comes to IT - it doesn't even have a governing association. IT has become such a wide-ranging profession that no one association has found a way to bring them all under one umbrella.

When installing home security systems, individuals need to call upon skilled technicians with a broad range of specialisms in order to install a robust collection of surveillance, reporting and alarm technology. Finding companies who provide this service can be difficult, as companies compete to get to the top of the search engines and muddy the waters. Home Security Systems California offers a simple and elegant solution to this problem, with a locally searchable database filled with recommended providers near the state's major metropolitan centers. They have just expanded their database to include new collections for Fresno and Chico.

While most of the financial professionals using Twitter post headlines with links to their subscription-only websites or simply re-Tweet information posted by other finance professionals, Joe Olujic has adopted a completely different approach by posting only 100 percent unique Tweets to his Twitter account, twitter.com/joeolujic. The account features his unfiltered professional insights and Mr. Olujic has demonstrated he is unafraid to speak his mind when it comes to any number of subjects.

A Merchant Cash Advance is a short-term advance of funds against a business's receivables. To pay it back, a fixed debit, or in the case of some companies, a percentage, is taken directly off each sale daily or weekly. The Merchant Cash Advance business is a whole new industry that is booming, mainly because bank lending criteria have become so tight since the Great Recession that very few small businesses are able to qualify for bank loans.

2015 is a new year that comes with many financial working capital questions and concerns for small business owners. Biz4Loans's Business Cash Advance recognizes the new economic times that we live in and the need for alternative types of business capital loans that are required for doing business.

Nobody can deny that the Young Adult Sci-Fi Fantasy and Adventure genres have seen a huge boom in popularity. However, readers and critics alike are still calling out for wholly-unique narratives that don't succumb to 'recycling' of the same-old concepts. Thankfully, author John C. Archer is answering the call with gripping aplomb; introducing a powerful new series that breaks all literary convention.

But despite an advantage over larger firms in this respect, small businesses face a number of challenges that go beyond the currency market and even taxation. Among these concerns are greater susceptibility to internal power struggles, concerns over succession planning, cash-flow issues, trouble handling excessive regulations, and inability to accurately valuate one’s business.

Banks and other lending institutions cite risk factors as their main reason for turning down small business loan requests from startup businesses. Yet, we can still get a loan for our business by proper preparation.

An entrepreneur might have an excellent business idea and knowledge of how to market and manage the idea to turn it into a successful business. However, if sufficient business funding can’t be raised, it is less probable that the company will be commenced.

This year, 845 loans were approved, totaling $449 million. Of those, 746 loans were approved through its general small business loan program for around $383 million. Certified Development Companies approved 99 loans for $66 million through the SBA's real estate and equipment loan program.

But higher expenses aren’t the only way a bad credit score can cost you. Renting can be more difficult, as landlords commonly pull a potential tenant’s credit score as part of the rental application process; many will dismiss renters with low credit scores without a second look. Finding the right credit card could also be a struggle, as there are fewer options for those with poor credit.

Here’s a simple yet practical guide on how to go about preparing to apply for a small business loan.

However, applying for a small business loan is no simple task - it's much more involved than filling out a few forms. Not only will one need a clear plan that demonstrates how one'll pay back the loan, but one'll also need to know how the loan one receive will rank one against other businesses.

The federal government has a vested interest in encouraging the growth of small business. As a result, some SBA loans have less stringent requirements for owner's equity and collateral than do commercial loans, making the SBA an excellent financing source for startups. In addition, many SBA loans are for smaller sums than most banks are willing to lend.

The Federal Reserve and other agencies say that a large portion of the risk comes from loans made to investment firms for financing takeovers of companies. Those loans, called leveraged loans, accounted for 22.6 percent of large loans outstanding and 74.7 percent of the loans deemed risky by the regulators, according to the agencies’ latest annual review.

The medical office market is exceptionally strong as health care systems consolidate and federal health care reform brings in new patients and begins to transform the way care is delivered, said Davis, principal of the Minneapolis-based Davis Group.

In Northeast Ohio and elsewhere in general, the demand is spread across several industries from manufacturers and energy producers to shale drillers, health care and real estate. And banks large and small are competing for the business.