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Parents of Florida teen drivers should not look to their auto insurance as a place to save money. Statistics show that teens are not only more likely to get into an accident, but also more likely to cause catastrophic damages.

The hot Florida summers seem to continue well past the official boundaries of summer and into the fall. For many, this warm weather is why they live in and love Florida. But before hosting a fall pool party, homeowners should make sure their policy provides substantial liability coverage in case of unfortunate accidents.

The high cost of rising home insurance premiums is driving potential buyers from the market. But according to Florida state leaders and executives at state controlled insurance company Citizens, the increased rates are necessary to bolster the private insurance market and to protect against potential future “hurricane taxes” if a storm created enough damage to wipe out Citizens’ cash stores. Hurricane taxes are levied on nearly all Florida residents and are needed as a safeguard against future destruction, says Citizens.

It is no secret Florida is subject to violent winds and hurricanes, and hurricane season, with high winds, flooding and damage, comes every year. Florida home insurance companies are advised to be aware that they soon might find their jobs greatly impacted by new changes made to mitigation inspections. Florida Citizens Property Insurance Corporation has stated that they are re-examining their mitigation inspection program to try to make some much-needed improvements. One issue currently in the works is the possible removal of credits for homeowners if they do not have attic access to their roofs. Currently, the credits can be used for hurricane refurbishment and construction.

In the wake of Tropical Storm Debby, which caused torrential rains throughout the state of Florida and extensive damage and flooding in some areas, homeowners need to remember to make sure their flood insurance is up to date.

A video posted recently on YouTube provides evidence of an auto insurance scam that might have been successful, except for one thing: the intended victim had installed a dashboard camera. The video reveals a driver backing up on the highway to strike the vehicle behind him, then demanding payment for the damage to his vehicle.

The State of Florida requires all drivers within the state to have personal injury protection and liability insurance. If a driver causes an accident, their insurance pays a claim up to the limits of their policy. Beyond those limits, the driver's assets are at risk.

Every year, hurricane season puts people on edge. The experienced agents at FloridaInsurance.com are ready to help homeowners protect their most valuable asset.

The first move was to pass long-awaited personal injury protection reforms. This law is aimed at closing phony health care clinics that exist to aid career criminals that stage car wrecks to collect on the no-fault insurance. The new law puts controls on the health care industry that forces them to be more accountable.

The 2012 Atlantic hurricane season is supposed to be less busy than the past two seasons, which may give some homeowners and business owners a false sense of security.